Latest Articles
I Have a Great Mortgage Rate but Need Cash. Should I Use a HELOC?
Millions of homeowners have substantial equity but don't want to give up a low first-mortgage rate. A HELOC can provide access to that equity without refinancing the existing mortgage—but that doesn't mean it's always the right move.
Dave Cook10The Equity Reset: Using Your Home to Escape Debt
Credit card rates top 20% while HELOC rates sit near 7%. Here's how to consolidate high-interest debt without losing your low-rate 1st mortgage.
Jas Sohal101Yes, You Can Get a HELOC While Your Home Is Listed for Sale
Most banks decline a HELOC the moment your home hits the MLS. This program doesn't. Here's how homeowners use equity from a listed home to buy before they sell — funds in as little as 5 days.
Korbin Spangenthal100Self-Employed? Your Tax Return Doesn't Tell the Whole Story
Self-employed homeowners often access equity differently than W-2 borrowers. Amy Healy of Fairway Home Mortgage shares why cash flow can tell a truer story…
Amy Simmons Healy130I Have Equity in My Home. Now What?
Home equity gives you options—but not every option is right for your situation. Learn the math behind cash-out refinancing, HELOCs, and home equity loans, plus…
Lavonte Robinson40First Lien HELOC vs. Conventional Mortgage: A Clear Guide to Buying or Tapping Equity
See how a First Lien HELOC compares to a 30 year fixed mortgage: lower interest only payments, the Year 11 reset, who it fits, and the risks to weigh first.
Manny Colorado100HELOC vs. Cash-Out Refi: The Arizona Homeowner's Guide
Should you keep your low-rate first mortgage with a HELOC or replace it with a cash-out refinance?
Michael McDermott70HELOC vs. HELOAN: Tap Equity Without Touching Your Low Rate
Don't lose your low mortgage rate. Learn how HELOCs and HELOANs let you access equity for renovations or debt consolidation without a full cash-out refinance.
Karen Li70Tampa Homeowners: Unlocking Equity Without Refinancing
Tampa Bay homeowners may be sitting on substantial equity built over years of appreciation.
Shaun Tadlaoui40HELOCs in OK, AR & MO: 2026 Guide to Costs & Rules
A tactical guide for Oklahoma, Arkansas, and Missouri homeowners to qualify for a HELOC, navigate state-specific homestead laws, and tap home equity in 2026.
JR Hurt40Using Home Equity for Urgent Repairs in 2026: Fast HELOC
Leverage your equity to tackle home repairs before costs multiply. Discover how loanDepot's 5x5 Home Loan offers approval in 5 minutes and funding in 5 days.
Norica Yousefian1880HELOC in 5 Days: Fast Florida Home Equity for Renovations
Access Florida home equity in 5 days for debt payoff or renovations. Alexandre Ferrari (NMLS 1322774) explains how digital HELOCs work in 2026.
Alexandre Ferrari30
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