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    1. Read
    2. Topics
    3. Personal Finance
    4. Mortgage Lending

    Mortgage Lending

    27 articles
    27 experts

    Top Experts

    • P

      Patrick Roberts

      Investment Lending Expert | NMLS 2482096

      1 article

      North Charleston, SC
    • R

      Ryan Williams

      Independent Mortgage Broker | NMLS # 111026

      1 article

      Newberg, OR
    • J

      Joey Mathews

      Producing Branch Manager

      1 article

      Chandler, AZ
    • M

      Mitchell Blyler

      Mortgage Loan Officer | 2074110

      1 article

      Brunswick, GA
    • J

      Jas Sohal

      Producing Branch Manager - Partnership

      1 article

      Roseville, CA
    • E

      Elizabeth Byrne

      Marketing Campaign Coordinator

      1 article

      Cleveland, OH
    • A

      Andre Makapagal

      Senior Loan Officer

      1 article

      Knoxville, TN
    • C

      Craig Messman

      President, Molitor Financial Group / Messman Lending Team

      1 article

      Chicago, IL
    • T

      Tim Fitzhugh

      Sales Manager | NMLS# 771030

      1 article

      Daphne, AL
    • S

      Steve Saxton

      Utah Jumbo Mortgage Specialist | Bank Statement Loans for Self-Employed Borrowers

      1 article

      Murray, UT
    • D

      Dan Buchholz

      Executive Mortgage Consultant | NMLS# 688239

      1 article

      Urbandale, IA
    • K

      Kris Heichel

      Mortgage Advisor

      1 article

      Rochester, MN

    Latest Articles

    • What Are Prepayment Penalties on DSCR Loans and How Do They Work?

      DSCR loans carry prepayment penalties that conventional loans don't. Here's how fixed, stepdown, and yield-maintenance structures work, when they apply, and…

      Patrick Roberts41

  1. What Do Borrowers Care About Most?

    "Interest Rates! Survey said?" ❌

    Andre Makapagal301

  2. Why Lost Offers Doesn't Mean It's A Good Idea To Renew Your Lease

    A few lost offers can make renewing your lease feel safer. The math says otherwise. See why persistence and a fully underwritten financing plan win.

    Craig Messman80

  3. Non-QM Loans: Mortgage Help for Self-Employed &

    Self-employed or asset-rich but can't prove income on a tax return? Non-QM loans use bank statements, asset depletion, or DSCR to qualify.

    Tim Fitzhugh760

  4. Jumbo Mortgages for Self Employed

    Steve Saxton90

  5. Iowa's #1 Loan Officer: Dan Buchholz Tops Experience.com

    Dan Buchholz, Executive Mortgage Consultant at HomeServices Lending in Urbandale, has been named the #1 Loan Officer in Iowa by Experience.com's 2025 Top…

    Dan Buchholz120

  6. Manufactured Home Financing: What Agents Should Check Before Writing the Offer(2026)

    Manufactured homes can create another path to homeownership and give buyers more options in a competitive market.

    Kris Heichel90

  7. The Wilke Loan Experience: How to Structure a Win

    A mortgage is more than a credit pull and a down payment. Veteran and investor John Wilke explains why a strategist beats a paper-pusher in today's market.

    John Wilke220

  8. Bank Statement Loans: The Self-Employed Homebuyer's Edge

    Your CPA's tax deductions can shrink your reported income below what a conventional lender will accept.

    Jeff Nunley2351

  9. Non-QM: Home Loans for the Self-Employed

    Traditional loans often fail self-employed buyers. Discover how in-house Non-QM programs use bank statements to prove your true buying power.

    Chris Fewell140

  10. Non-QM Loans for Foreign Nationals: US Property Guide

    No US credit? No Social Security Number? Non-QM loans let foreign nationals buy US property using foreign assets, alternative credit, and cash-flow-based…

    Emmanuel Fajardo14000

  11. VA Home Loan Benefits: A Guide for Veterans

    Explore the 2026 benefits of VA home financing, from $0 down payments to no PMI and tax-deductible funding fees, explained by mortgage expert Clark Harvey, NMLS 240452.

    Clark Harvey250

  12. Experience the Difference of Personalized Service

    The Difference of Having a Dedicated Loan Officer

    Christie Latham110

  13. Best Mortgage Lenders in Puyallup and Tacoma: 7 Tips

    Buying a home in Pierce County requires a lender who knows the local market. Here are 7 tips for choosing the right mortgage partner in Puyallup and Tacoma.

    Kendrick and Janna Gilli1331

  14. Why Your Agent and Lender Must Be a Power Couple to Close

    Closing delays affect 14% of real estate contracts. Discover how a synchronized agent-lender partnership prevents bottlenecks and protects your earnest money.

    Joe Pessolano181

  15. From Eau Claire to Montana: Mortgage Branch on Wheels

    First trip as empty nesters in camper for 2 weeks. Traveling from Wisconsin to Montana and back

    Bob Marek240

  16. Why Keith Wilson's Pre-Approval is Critical for Home Buyers

    Discover why mortgage pre-approval with Keith Wilson is your most powerful tool in the 2026 housing market before you ever step foot in a showing.

    Keith Wilson163

  17. How Temporary Rate Buydowns Solve 2026's Affordability

    As 30-year mortgage rates hover near 6.75%, temporary buydowns like RateReduce Temp are bridging the gap for buyers while helping sellers maintain home values.

    Charles Galati60

  18. The Hidden Drain: Why Home Equity Investments Sink Wealth

    Home Equity Investments promise cash with no monthly payments, but the total cost can exceed 22% APR.

    Ruben Rodriguez360

    19. Showing 24 of 27 articles

  19. DSCR Loans: The Streamlined Advantage to Your First Investment Property!

    Learn how to qualify for an investment property without tax returns or pay stubs using Debt Service Coverage Ratio (DSCR) loans — and buy your first rental…

    Ryan Williams90

  20. The VA Loan Assumption Guide: Locking in Lower Rates

    Master the VA loan assumption process to secure lower rates. Learn how to protect your entitlement, cover the equity gap, and avoid closing pitfalls.

    Joey Mathews20

  21. More Than a Mortgage: Why My Office Doesn't Look Like a Bank

    My office is filled with nerd trophies; Transformers, Godzilla, Funko Pops, Scifi Posters, and Comics. They're part of who I am and reflect how I approach my work: curious and adaptable.

    Mitchell Blyler180

  22. The 2026 Homebuyer's Playbook: Rates, Inventory & One-Stop

    Rates are holding above 6% and inventory stays tight in late 2026. Here's how buyers can win with a streamlined one-stop mortgage experience that cuts delays…

    Jas Sohal190

  23. Helping Loan Officers Win the Future of Search at CCM

    Search is shifting from blue links to AI-generated answers. Inside CCM, a marketing team and a VOCE pilot turn loan officers into the cited local experts AI…

    Elizabeth Byrne100