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    • San Ramon, CA

    © 2026 VOCE.COM. All rights reserved.

    1. Read
    2. Topics
    3. Personal Finance
    4. Mortgage Lending

    Mortgage Lending

    22 articles
    22 experts

    Latest Articles

    • Helping Loan Officers Win the Future of Search at CCM

      Search is shifting from blue links to AI-generated answers. Inside CCM, a marketing team and a VOCE pilot turn loan officers into the cited local experts AI…

      Elizabeth Byrne10
    • What Do Borrowers Care About Most?

      "Interest Rates! Survey said?" ❌

      Andre Makapagal221
    • Why Lost Offers Doesn't Mean It's A Good Idea To Renew Your Lease

      A few lost offers can make renewing your lease feel safer. The math says otherwise. See why persistence and a fully underwritten financing plan win.

      Craig Messman50
    • Non-QM Loans: Mortgage Help for Self-Employed &

      Self-employed or asset-rich but can't prove income on a tax return? Non-QM loans use bank statements, asset depletion, or DSCR to qualify.

      Tim Fitzhugh240
    • Jumbo Mortgages for Self Employed

      Steve Saxton40
    • Iowa's #1 Loan Officer: Dan Buchholz Tops Experience.com

      Dan Buchholz, Executive Mortgage Consultant at HomeServices Lending in Urbandale, has been named the #1 Loan Officer in Iowa by Experience.com's 2025 Top…

      Dan Buchholz90
    • Manufactured Home Financing: What Agents Should Check Before Writing the Offer(2026)

      Manufactured homes can create another path to homeownership and give buyers more options in a competitive market.

      Kris Heichel10
    • The Wilke Loan Experience: How to Structure a Win

      A mortgage is more than a credit pull and a down payment. Veteran and investor John Wilke explains why a strategist beats a paper-pusher in today's market.

      John Wilke190
    • Bank Statement Loans: The Self-Employed Homebuyer's Edge

      Your CPA's tax deductions can shrink your reported income below what a conventional lender will accept.

      Jeff Nunley2171
    • Non-QM: Home Loans for the Self-Employed

      Traditional loans often fail self-employed buyers. Discover how in-house Non-QM programs use bank statements to prove your true buying power.

      Chris Fewell90
    • Non-QM Loans for Foreign Nationals: US Property Guide

      No US credit? No Social Security Number? Non-QM loans let foreign nationals buy US property using foreign assets, alternative credit, and cash-flow-based…

      Emmanuel Fajardo9260
    • VA Home Loan Benefits: A Guide for Veterans

      Explore the 2026 benefits of VA home financing, from $0 down payments to no PMI and tax-deductible funding fees, explained by mortgage expert Clark Harvey, NMLS 240452.

      Clark Harvey70
    • Experience the Difference of Personalized Service

      The Difference of Having a Dedicated Loan Officer

      Christie Latham80
    • Best Mortgage Lenders in Puyallup and Tacoma: 7 Tips

      Buying a home in Pierce County requires a lender who knows the local market. Here are 7 tips for choosing the right mortgage partner in Puyallup and Tacoma.

      Kendrick and Janna Gilli1301
    • Why Your Agent and Lender Must Be a Power Couple to Close

      Closing delays affect 14% of real estate contracts. Discover how a synchronized agent-lender partnership prevents bottlenecks and protects your earnest money.

      Joe Pessolano141
    • From Eau Claire to Montana: Mortgage Branch on Wheels

      First trip as empty nesters in camper for 2 weeks. Traveling from Wisconsin to Montana and back

      Bob Marek190
    • Why Keith Wilson's Pre-Approval is Critical for Home Buyers

      Discover why mortgage pre-approval with Keith Wilson is your most powerful tool in the 2026 housing market before you ever step foot in a showing.

      Keith Wilson133
    • How Temporary Rate Buydowns Solve 2026's Affordability

      As 30-year mortgage rates hover near 6.75%, temporary buydowns like RateReduce Temp are bridging the gap for buyers while helping sellers maintain home values.

      Charles Galati40
    • The Hidden Drain: Why Home Equity Investments Sink Wealth

      Home Equity Investments promise cash with no monthly payments, but the total cost can exceed 22% APR.

      Ruben Rodriguez310
    • Mortgage Origination Evolution: From 2006 Referral to 2026

      Discover how mortgage origination evolved from 2006 paper-pushing to 2026 TikTok branding. Explore the shift to AI automation and human-centric video marketing.

      Ramsin Ovrahim70
    • Human Touch in Mortgages: Why AI Can't Replace Empathy

      While AI handles data, your family’s story deserves a human advocate. Discover why empathy and a nonjudgmental touch remain essential in 2026 mortgage lending.

      Kim Violette100
    • Fannie Mae LL-2026-03: New Condo Underwriting Rules for 2026

      Fannie Mae LL-2026-03 retires Limited Reviews and raises reserve requirements to 15%. Learn how these 2026 condo underwriting changes impact lender eligibility.

      Gary Crowder290

    Related Tags

    Home Financing23
    Financial Planning19
    Insurance15
    Health Insurance7
    Home Insurance5
    Life Insurance4
    Financial Assistance1
    Options1
    Consumer Banking0
    Credit Cards0

    Top Experts

    • E

      Elizabeth Byrne

      Marketing Campaign Coordinator

      1 article

      Cleveland, OH
    • A

      Andre Makapagal

      Senior Loan Officer

      1 article

      Knoxville, TN
    • C

      Craig Messman

      President, Molitor Financial Group / Messman Lending Team

      1 article

      Chicago, IL
    • T

      Tim Fitzhugh

      Sales Manager | NMLS# 771030

      1 article

      Daphne, AL
    • S

      Steve Saxton

      Utah Jumbo Mortgage Specialist | Bank Statement Loans for Self-Employed Borrowers

      1 article

      Murray, UT
    • D

      Dan Buchholz

      Executive Mortgage Consultant | NMLS# 688239

      1 article

      Urbandale, IA
    • K

      Kris Heichel

      Mortgage Advisor

      1 article

      Rochester, MN
    • J

      John Wilke

      Mortgage Loan Officer

      1 article

      Fayetteville, NC
    • J

      Jeff Nunley

      Senior Loan Officer | NMLS #257282

      1 article

      Eugene, OR
    • C

      Chris Fewell

      Luminate Home Loans

      1 article

      Houston, TX
    • E

      Emmanuel Fajardo

      National Manager | NMLS# 890310

      1 article

      Miami, FL
    • C

      Clark Harvey

      Mortgage Loan Officer | NMLS 240452

      1 article

      Bethesda, MD