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    James Hair

    @jameshair

    11+ Years of expertise

    Producing Branch Manager | NMLS #1680348

    CrossCountry Mortgage, LLC

    Mortgage Loan Officer

    Denham Springs, LA
    3Articles

    About James

    Hello! My name is James Hair, and I’m a loan officer proudly serving homebuyers and homeowners across AK, VA, LA, TX, FL, AZ, CA, MS, MO, TN and NC. I’m dedicated to finding you the perfect mortgage, guided by my signature philosophy, “The Home of Not No, Just Not Yet.” For over a decade, I’ve worked in consumer finance, banking, branch management and complex mortgage underwriting. Using my industry knowledge, I bring a 360-degree perspective to the mortgage process. I excel at taking on complex borrower profiles, self-employed buyers and credit rebuilders. I specialize in a diverse range of products including VA loans, renovation loans, USDA and DSCR investment loans. Outside of work, I’m a Gold Strategic Partner who is featured as a local expert on Louisiana First News.

    Connect

    CrossCountry Mortgage, LLC
    Producing Branch Manager | NMLS #1680348
    Location
    Denham Springs, LA
    Website
    crosscountrymortgage.com
    Member since
    August 2026

    James's Articles

    IS YOUR LOW MORTGAGE RATE COSTING YOU MONEY?

    Baton Rouge

    IS YOUR LOW MORTGAGE RATE COSTING YOU MONEY?

    That low mortgage rate could be costing you more than it saves. High-interest credit card, student loan and car note debt often outpaces it — consolidation may…

    Oct 2, 2026·10 min read·502
    Baton Rouge
    Refinance
    Buy a HUD Home and Renovate With FHA 203(k)

    FHA 203k

    Buy a HUD Home and Renovate With FHA 203(k)

    Pair the HUD Home program with an FHA 203(k) renovation loan to buy a fixer-upper on a fixed income and build equity from the start.

    Sep 28, 2026·10 min read·210
    FHA 203k
    HUD Homes
    TRANSFORMING NEW ORLEANS: THE POWER OF 203(k) LOANS

    203k Loan

    TRANSFORMING NEW ORLEANS: THE POWER OF 203(k) LOANS

    See how an FHA 203(k) loan turned an uninhabitable New Orleans property into a dream home with James Hair (NMLS #1680348) at CrossCountry Mortgage.

    Sep 28, 2026·13 min read·310
    203k Loan
    New Orleans

    Showing 3 of 3 articles

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