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    • San Ramon, CA

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    M

    Michele Valencia

    @michelevalencia

    15+ Years of expertise

    Loan Consultant | NMLS # 946044

    Valencia Mortgage Co.

    Mortgage Loan Officer

    Palmdale, CA
    2Articles

    About Michele

    Helping people become homeowners with clarity, confidence, and care one loan at a time. With over 15 years in the mortgage industry and a passion for turning complex processes into smooth experiences, I’ve had the privilege of helping hundreds of families buy their first homes, upgrade their lifestyles, and invest in their futures. Currently ranked in the top 1% at Groves Capital, I bring a boutique, high-touch approach to lending that’s built on trust, responsiveness, and results. I believe

    Michele's Articles

    Michele Valencia

    Michele Valencia

    Home Buying
    Real Estate

    by Michele Valencia

    Jul 13, 2026
    6 min read
    3
    0
    First-Time Homebuyer FAQs: 8 Essential Mortgage Answers

    First-Time Homebuyer FAQs: 8 Essential Mortgage Answers

    Mortgage Loans
    First-Time Buyer

    by Michele Valencia

    Jul 13, 2026
    7 min read
    2
    0

    Showing 2 of 2 articles

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