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    Michele Valencia

    @michelevalencia

    15+ Years of expertise

    Loan Consultant | NMLS # 946044

    Valencia Mortgage Co.

    Mortgage Loan Officer

    5.0 · 151 reviews on Experience.com

    Palmdale, CA
    2Articles

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    About Michele

    Helping people become homeowners with clarity, confidence, and care one loan at a time. With over 15 years in the mortgage industry and a passion for turning complex processes into smooth experiences, I’ve had the privilege of helping hundreds of families buy their first homes, upgrade their lifestyles, and invest in their futures. Currently ranked in the top 1% at Groves Capital, I bring a boutique, high-touch approach to lending that’s built on trust, responsiveness, and results. I believe

    Valencia Mortgage Co.
    Loan Consultant | NMLS # 946044
    Location
    Palmdale, CA
    Website
    valenciamortgageco.com
    Member since
    July 2026

    Michele's Articles

    Michele Valencia

    Home Buying

    Michele Valencia

    Why choose valencia mortgage

    Jul 13, 2026·6 min read·80
    Home Buying
    Real Estate
    First-Time Homebuyer FAQs: 8 Essential Mortgage Answers

    Mortgage Loans

    First-Time Homebuyer FAQs: 8 Essential Mortgage Answers

    Uncover the truth about down payments, credit scores, and closing costs. Michele Valencia explains the 2026 mortgage requirements for first-time homebuyers.

    Jul 13, 2026·7 min read·50
    Mortgage Loans
    First-Time Buyer

    Showing 2 of 2 articles

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