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    RONNIE PHAM

    @ronniepham

    Managing Partner | NMLS ID: 15971 | Qualified Individual

    RONNIE PHAM

    Mortgage Broker

    Brooklyn, NY
    2Articles

    About RONNIE

    RONNIE PHAM is a dedicated professional in their field.

    RONNIE PHAM
    Managing Partner | NMLS ID: 15971 | Qualified Individual
    Location
    Brooklyn, NY
    Member since
    November 2026

    RONNIE's Articles

    Understanding Lines of Credit: A Strategic Guide to Flexible Financing

    Credit

    Understanding Lines of Credit: A Strategic Guide to Flexible Financing

    A line of credit is a revolving borrowing limit you can draw on and repay as needed — not a lump sum.

    Nov 4, 2026·8 min read·40
    Credit
    HELOC
    How Mortgage Credit Inquiries Impact Your Score

    Credit Score

    How Mortgage Credit Inquiries Impact Your Score

    A mortgage credit check pulls all three bureaus, uses FICO 2, 4 and 5, and strikes twice.

    Nov 4, 2026·8 min read·20
    Credit Score
    Mortgage tips

    Showing 2 of 2 articles

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