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    Stephany Leonard

    @stephanyleonard

    Loan Officer | NMLS: 942221 | Ruoff Mortgage NMLS: 141868

    Ruoff Mortgage

    Mortgage Loan Officer

    La Porte, IN
    1Articles

    About Stephany

    As a veteran and Mortgage Loan Officer serving NWI, helping people achieve homeownership is personal to me. I work with first-time homebuyers, veterans, families, and current homeowners, providing guidance on VA home loans, FHA, conventional financing, down payment assistance, and refinancing. I’m also proud to be a Homes for Heroes lender, offering exclusive savings and benefits to eligible community heroes when buying or refinancing a home. Service is at the heart of what I do. I’m committed to being reliable, accessible, and someone my clients can count on to educate, advocate, find solutions, and be there throughout their journey home.

    Ruoff Mortgage
    Loan Officer | NMLS: 942221 | Ruoff Mortgage NMLS: 141868
    Location
    La Porte, IN

    Stephany's Articles

    Rent vs. Buy: Why Waiting for Lower Rates Could Cost You

    Homeownership

    Rent vs. Buy: Why Waiting for Lower Rates Could Cost You

    Rates hover near 7%, but waiting for them to fall while home prices climb can erase the savings. Homeownership builds equity rent can't touch. Here's the math.

    Oct 16, 2026·7 min read·130
    Homeownership
    mortgage

    Showing 1 of 1 articles

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    Stephany Leonard@stephanyleonardLoan Officer | NMLS: 942221 | Ruoff Mortgage NMLS: 141868Ruoff Mortgage

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    Member since
    October 2026

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