Real Estate
First-Time Home Buyer Guide: Upfront Costs & Grants
Buying your first home in Philly or Delco? Learn the real upfront costs, debunk the 20% down payment myth, and explore local grants with Realtor Tom Fior.
@tomfior
REALTOR®
Coldwell Banker Realty
Real Estate Agent
Tom Fior is a Philadelphia and Delaware County Realtor with Coldwell Banker Realty, helping first-time home buyers, homeowners, sellers and relocation clients make confident real estate decisions. Raised in Delaware County and based in the Philadelphia area, Tom serves clients throughout Delco and Philadelphia. His approach is built around clear communication, local knowledge, and an education approach first.
Real Estate
Buying your first home in Philly or Delco? Learn the real upfront costs, debunk the 20% down payment myth, and explore local grants with Realtor Tom Fior.
Delaware County
Selling a home in Delaware County involves more than just commissions. From local transfer taxes to U&O inspections, learn the true costs of selling in 2026.
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