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    • San Ramon, CA

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    1. Read
    2. Topics
    3. Business and Finance
    4. Mortgage Approval

    Mortgage Approval

    10 articles
    10 experts

    Latest Articles

    • Why Self-Employed Homebuyers Struggle with Big Banks

      Tax returns don't capture what a business owner really earns. Here's how conventional underwriting hurts self-employed borrowers — and the bank statement loans…

      Nicholas Monroy20

    • You’re Under Contract. Put the Credit Card Down.

      Getting under contract doesn’t freeze your mortgage approval. New debt, job changes, large money moves, or missed payments before closing can affect the loan. Here’s what to avoid—and what to discuss with your mortgage professional first.

      Jennifer Chicano80

    • Why Local Expertise Matters for South Florida Condo Loans

      Navigating South Florida's complex condo market requires more than just a low rate—it requires a lender who understands local laws like SB 4-D and the hidden…

      Marcel Garcia160

    • Mastering Your DTI for Mortgage Approval

      Your debt-to-income ratio is the single biggest number lenders judge you on. Here's how the DTI math works, the limits for each loan type, and how to lower…

      TJ Kuczewski110

    • Crédito para tu Casa: Rescore Exprés y Reparación DIY

      Compra una casa con crédito imperfecto: aprende a usar el rescore exprés de tu lender para mover tu puntaje en 3–5 días y reparar tu crédito por tu cuenta sin…

      Liuver Duran60

    • Condo Financing Just Changed: The New 2026 Fannie & Freddie

      Fannie Mae and Freddie Mac retired light-touch condo reviews on Aug 3, 2026. Here's what Phoenix buyers, sellers, and HOAs need to know about the new…

      Michael McDermott150

    • Conventional Loan Requirements 2026: Limits, Rates, and Tips

      Conventional loan limits are rising to $832,750 in 2026. Learn about new credit score requirements, DTI guidelines, and how to qualify for a mortgage today.

      Dan Smith121

    • Why Keith Wilson's Pre-Approval is Critical for Home Buyers

      Discover why mortgage pre-approval with Keith Wilson is your most powerful tool in the 2026 housing market before you ever step foot in a showing.

      Keith Wilson163

    • What Credit Score Do You Need to Buy a Home?

      Discover why you might be closer to homeownership than you think. Learn the credit score requirements for FHA, VA, and Conventional mortgage programs.

      Dave Cook80

    • Asset Depletion Loans: Qualify With Savings, Not Income

      High savings can replace traditional income in mortgage qualifying. Learn how the asset depletion formula converts liquid wealth into the monthly income…

      Mike Rogers110

    Related Tags

    Home Financing36
    Financial Planning33
    Insurance26
    Health Insurance20
    Life Insurance10
    Home Insurance7
    Credit Cards2
    Financial Assistance1
    Options1
    Consumer Banking0

    Top Experts

    • N

      Nicholas Monroy

      Loan Officer

      1 article

      Irvine, CA
    • J

      Jennifer Chicano

      Certified Mortgage Advisor™

      1 article

      Greenwood Village, CO
    • M

      Marcel Garcia

      Branch Manager

      1 article

      Miami, FL
    • T

      TJ Kuczewski

      Mortgage Advisor | NMLS #1131567

      1 article

      Lynchburg, VA
    • L

      Liuver Duran

      Mortgage Broker Officer

      1 article

      Houston, TX
    • M

      Michael McDermott

      Michael McDermott - The McDermott Team

      1 article

      Phoenix, AZ
    • D

      Dan Smith

      Senior Loan Officer

      1 article

      Bloomington, IN
    • K

      Keith Wilson

      Loan Officer | NMLS #147243

      1 article

      Little Rock, AR
    • D

      Dave Cook

      Branch Manager / Loan Officer

      1 article

      Denver, CO
    • M

      Mike Rogers

      Branch Manager | NMLS# 1017883

      1 article

      Suffield, CT