High rates create leverage. Learn how to use seller credits and buydowns to secure a lower payment and less cash-to-close than in a low-rate frenzy.
A 2-1 buydown cuts your mortgage rate by 2% the first year and 1% the second. Here's how it works, who pays for it, and how much you could save.
Master 2-1 and permanent buydowns in Travis, Williamson, and Hays counties. See how 2026 buyers use seller concessions to lower payments by $600/month.