Loading…
Latest Articles
New Construction vs. Resale: How to Beat Builder Incentives
Builder incentives look unbeatable, but seller credits and temporary buydowns can make a resale home just as affordable. Here's how the math works.
Katie Gerken60Start with Lower Payments: How Non-QM Buydowns Work
Discover how Non-QM 2-1 and 1-0 temporary mortgage buydowns can help eligible homebuyers reduce their initial monthly payments while purchasing a home.
Anthony Angelillo60The Free 1% Advantage: Our Lender Paid 1/0 Buydown Strategy
Learn how Bill Jawitz and Franklin Loan Center use a lender-paid 1/0 buydown to save you money with a 1% lower rate for your first year.
Bill Jawitz1690The Seller Bought Down Your Rate. What Happens When the Discount Disappears?
A seller-funded temporary buydown can reduce your initial mortgage payment, but the underlying note rate doesn’t disappear. Here’s how a 2-1 buydown works, what happens when the temporary subsidy ends, and what buyers should compare before saying yes.
Jennifer Chicano50Winning in a High-Rate Market: The Leverage Playbook
High rates create leverage. Learn how to use seller credits and buydowns to secure a lower payment and less cash-to-close than in a low-rate frenzy.
Susan Wood91How a 2-1 Buydown Lowers Your Mortgage Payments
A 2-1 buydown cuts your mortgage rate by 2% the first year and 1% the second. Here's how it works, who pays for it, and how much you could save.
Nathan Carpenter110Mortgage Rate Buydown Guide: Permanent vs. Temporary Buydowns Explained
Master 2-1 and permanent buydowns in Travis, Williamson, and Hays counties. See how 2026 buyers use seller concessions to lower payments by $600/month.
Josh Penland20179
