Latest Articles
Medicare 2027: Your Top Questions Answered
Medicare AEP 2027 brings real changes: a higher Part D drug cap, the end of premium subsidies, and new Advantage enrollment limits.
Marc Gilman110NH Medicare Alert: 2027 Advantage Plan Exits & Your Rights
CVS Health and BMC Health System are leaving New Hampshire's Medicare Advantage market for 2027, affecting 14,200+ enrollees.
Doug Carlson140Medicare 2027: Your Top Questions Answered
Get straight answers about Medicare 2027 enrollment, the new Part D out-of-pocket caps, and how enrollment caps may impact your coverage options this year.
Marc Gilman2110Medicare's Trial Right: Your Safety Net for Plan Changes
Medicare's Trial Right period gives you a 12-month window to test a Medicare Advantage plan and switch back to Medigap without health questions.
Ronald Plocinski00Medicare Lures: Identifying Too-Good-to-Be-True Ads
Medicare ads promise free grocery cards, dental care, and hearing aids — but benefits like SSBCI are restricted to enrollees with qualifying conditions.
Heidi Libby20Medicare Plan G vs. Plan N: Which Should You Choose?
A verdict-first comparison of Medicare Supplement Plan G and Plan N — premiums, copays, excess charges, and rate stability — to help you pick the right fit for…
Scott Hauser140Turning 65? Here's What You Need to Know About Medicare and Social Security
Turning 65 is an important milestone that brings key decisions about both Medicare and Social Security. This article helps simplify the process by explaining the differences between the two programs, when and how to enroll in Medicare, what to consider if you're still working, and how the timing of
Ceranes Lejulus80The Medicare Advantage Gap Almost Nobody Checks
Most Medicare Advantage shoppers miss the inpatient cost-sharing line. Learn how hospital indemnity insurance fills the gaps in your coverage.
Marc Gilman802027 Medicare Guide: Why Reviews Matter More Than Ever
The 2027 Medicare Annual Enrollment Period brings real changes to drug costs and plan availability.
Doug Carlson490The IEP Medigap Trap: Why Waiting Costs You Coverage
Your Medigap Initial Enrollment Period is a one-time window where your health history is ignored.
Ronald Plocinski40The Canadian Pharmacy Loophole Closes Oct 22 — Here's What's Actually True
Headlines say Americans are losing access to cheap Canadian prescriptions on October 22. The actual customs rule is narrower than that — and includes a fix almost no coverage mentions. Here's what's confirmed, what's overstated, and what to do if you rely on imported medication.
Marc Gilman580Stop the Open Enrollment Phone Pressure
Call centers bombard consumers during open enrollment with urgency and "official" scripts.
Ronald Plocinski402027 Medicare Changes: What You Need to Know Now
Major changes are coming to Medicare Advantage in 2027. Scott Hauser explains what is shifting and how to tell if your plan still fits your needs.
Scott Hauser2610How to Apply for Medicare Part B When Retiring at 70
Retiring at 70? Learn how to use the Special Enrollment Period to sign up for Medicare Part B without the permanent 10% late penalty.
Monique Mazejka60Medicare Scam Calls Surge: Protect Your Privacy
Medicare open enrollment means a flood of calls and ads. Many start with your own info request.
Heidi Libby150Medigap vs. Part D: Why Only One Needs Your Focus Now
Your Medigap plan is guaranteed renewable and won't change during Open Enrollment.
Ronald Plocinski712027 Medicare Notice: Why It Matters More — AEP Opens Oct 15
The subsidy that softened 2026 premiums is gone. See why your 2027 Annual Notice of Change is worth reading closely before AEP opens Oct 15.
Marc Gilman1402026 Open Enrollment: Medicare & Marketplace Deadlines
Medicare Open Enrollment opens Oct 15 and the ACA Marketplace follows Nov 1. New $2,100 Part D cost cap and expired subsidies change what to weigh this season.
Ronald Plocinski140AEP 2026 in Bedford & Manchester, NH: Your Medicare Enrollment Calendar and How to Get Ready
Medicare AEP runs Oct 15–Dec 7. A local guide for Bedford (03110) and Manchester (03103), NH on the enrollment calendar and how to prepare.
Marc Gilman2920Navigating 2026 Medicare Advantage Changes
Is your Medicare Advantage plan changing for 2026? Insurance broker Randall Gregory shares a quick guide to reviewing your Annual Notice of Change and finding…
Randall Gregory1805 Reasons to Use a Local Broker This Open Enrollment
Navigating Open Enrollment alone is risky. Discover why a local independent expert like The Integrity Agency is your best asset for finding the right plan.
Ronald Plocinski90The Hidden Cost of Caring for Aging Parents Far Away
Most of America's $1 trillion in family care is unpaid and spread across miles. When you don't live with the person you care for, the costs multiply — here's…
Matthew Wood81Hidden Gaps: What Medicare Won't Pay for in Home Care
Medicare covers skilled home care but not custodial help with daily living. Most in-home care is paid out of pocket: here's the real cost gap.
Matthew Wood61New to Medicare? A Step-by-Step Enrollment Guide
Turning 65? Avoid lifelong Medicare penalties by mastering your 7-month Initial Enrollment Period. A step-by-step guide to Parts A-D, Medigap vs.
Michele Lembke Mercer120
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