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  • San Ramon, CA

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    Top Experts

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      Scott Fenner

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      Fong Fang

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      Gabriel Angel Del Rio

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      Sue Botelho

      Branch Manager NMLS #262520

      1 article

      Fort Walton Beach, FL
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    Latest Articles

    • Why Buying a Home Now Could Be Your Smartest First-Time Move

      Waiting for the perfect market can cost first-time buyers far more than buying today. Here is how rates, equity, and inventory line up in your favor.

      Scott Fenner120

    • The Contrarian Advantage: Buying in a High-Interest Market

      High interest rates often scare away the crowd, creating a unique window for savvy buyers to secure lower prices, seller concessions, and long-term equity.

      Fong Fang411

    • Why 2026 Is the Best Time to Buy Real Estate (Not Wait)

      Stop waiting for lower rates. Discover why 2026 is the year to buy real estate, lock in your price, and start building $16,000+ in annual equity today.

      Gabriel Angel Del Rio141

    • Why Your Mortgage Payment Is an Investment, Not Just a Bill

      Stop viewing your mortgage as a monthly expense. Discover how PITI components and amortization transform your mortgage payment into a powerful tool for forced…

      Sue Botelho190