Home Loans
Can You Buy a Home With a VA Loan and No Down Payment in Maryland?
Learn how eligible Maryland veterans can buy a home with no down payment using a VA loan, including closing costs and eligibility.
Nov 9, 20265 min read10
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About Charles
Charles Stuart Kiehne, known professionally as Stuart Kiehne (NMLS #92008), is President of Redwood Capital, Inc., doing business as Redwood Mortgage Services in Annapolis, Maryland. Since 1999, Stuart has helped homebuyers navigate mortgage financing with personal guidance and practical solutions. His experience includes VA, conventional, FHA, USDA, jumbo, construction-to-permanent, bank statement, DSCR and reverse mortgage financing. He works with first-time homebuyers, veterans, military families, homeowners and real estate investors. Redwood Mortgage Services serves Annapolis, Anne Arundel County and borrowers in other states where licensed. Stuart focuses on helping clients understand their options and make informed mortgage decisions.
- Redwood Capital, Inc.
- President
- Website
- redwood-mortgage.com
Charles's Articles
VA Loans
Can You Use a VA Loan More Than Once? Understanding Entitlement and Reuse
Many veterans are surprised to learn that a VA home loan benefit isn't necessarily a one-time benefit. Stuart Kiehne explains how VA entitlement, restoration and reuse work—and why having used a VA loan before doesn't automatically prevent an eligible borrower from using the benefit again.
Oct 12, 20266 min read20
Construction Loans
Can You Use Land You Already Own as Equity to Build a Home?
Owning land may provide a financial advantage when you're ready to build a home. Stuart Kiehne explains how land equity can factor into construction financing, what happens when land has an existing loan, and why appraisals, construction budgets and builder requirements matter when planning a custom
Oct 9, 20267 min read50
First-Time Homebuyers
How Much Cash Do You Really Need to Buy Your First Home?
Oct 5, 20266 min read30
self-employed-mortgage
Self-Employed and Buying a Home? How Mortgage Lenders Look at Your Income
Being self-employed doesn't mean you can't qualify for a mortgage, but documenting income can be different from the process for a salaried employee. Stuart Kiehne explains how lenders evaluate self-employed income, why tax returns and business deductions matter, and what borrowers can do before appl
Sep 30, 20267 min read30
self-employed-mortgage
Mortgage Loans
Jumbo Loans
Buying a Higher-Priced Home? What Homebuyers Should Know About Jumbo Financing
Buying a higher-priced home can require a different approach to mortgage financing. Stuart Kiehne explains what homebuyers should know about jumbo loans, including loan limits, down payments, cash reserves, credit, documentation, appraisals and why planning early can make the financing process easie
Sep 28, 20265 min read40
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Charles Stuart Kiehne@charlesstuartkiehnePresidentRedwood Capital, Inc.
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