Latest Articles
Iowa's #1 Loan Officer: Dan Buchholz Tops Experience.com
Dan Buchholz, Executive Mortgage Consultant at HomeServices Lending in Urbandale, has been named the #1 Loan Officer in Iowa by Experience.com's 2025 Top…
Dan Buchholz10First-Time Home Buying in Central Maine: A 2026 Guide
A step-by-step guide to buying your first home in Waterville and Central Maine, from MaineHousing grants to closing.
Holly Carey20The 5 Certainty Checkpoints: A Smarter Way to Navigate the Homebuying Process
This article introduces Tracy Leddy’s Five Certainty Checkpoints—Payment, Financing, Offer, Property, and Closing Certainty—a simple framework designed to help homebuyers navigate the mortgage process with greater clarity, preparation, and confidence.
Tracy Leddy40Why the Fed Hold Matters for Your 2026 Refinance
Onpoint Mortgage Pro explains why the Fed's August 2026 rate-hold creates a strategic window: time to strengthen credit and equity before refinancing opens in…
Victor Santos90VA Loans: The $0 Down Path to Homeownership
Discover how VA loans empower veterans to buy homes with zero down payment and no monthly mortgage insurance — plus what Georgia buyers should know from a…
Trowell Jernigan10USDA Loan Eligible Areas in Mid-Missouri: Columbia, Ashland & Jefferson City, MO 2026 Guide
Ashland, Hartsburg and Wardsville qualify for USDA $0 down. Columbia and Jefferson City do not. See all 20 towns and check any address free.
Zach Brown60How Much Down Do You Need for a House in 2026?
That 20% down rule no longer applies. See how loans and Colorado assistance programs can get you into a home with 3% to 5% down — or less.
Megan Wiegand30What's the prescription for lower interest rates?
More -bps!
Andre Makapagal161Homeownership May Be Closer Than You Think
Think you need perfect credit or a huge down payment to buy a home? Think again.
Gerry Carranza305 Costly Homebuying Mistakes to Avoid in Hamilton County
Senior Loan Officer Jon Knight shares 5 critical mistakes Hamilton County buyers make and how to secure your financing before you shop.
Jon Knight1660Bank Statement Loans: The Self-Employed Homebuyer's Edge
Your CPA's tax deductions can shrink your reported income below what a conventional lender will accept.
Jeff Nunley2131Do Midterm Elections Move Mortgage Rates?
Every two years, buyers and homeowners ask the same question heading into a midterm election: will rates spike, drop, or hold steady until the results are in? This article breaks down what actually happened to the 10-Year Treasury yield, the mortgage-backed securities (MBS) spread, and the 30-year f
Thierry Abel90Colorado First-Time Home Buyer Guide: 2026 Roadmap
Buying a first home in Colorado in 2026: CHFA down payment assistance up to $25K, income limits, FHA vs. conventional, and the real steps from offer to closing.
Cameron Becnel41The Complete Guide to VA Home Loans at Fort Meade (2026)
PCSing to Fort Meade? Maximize your VA home loan benefit with this 2026 expert guide to Maryland's top military communities, BAH rates, and zero-down financing.
John Shea1301Business Bank Statement Loans: The 2026 Self-Employed Guide
Can you qualify for a mortgage without tax returns? Learn how business bank statement loans use 12 months of deposits to verify income for self-employed borrowers.
Hayden Allen51My (California) East Tennessee Neighborhood?
...blame the developer! 😉
Andre Makapagal100"Honey, let's get a mortgage today!"
-Says No One
Andre Makapagal3521st Time Homebuyer
Have you considered buying a home in the next 6 months? If so this article is for you! Free 1st Time Homebuyer ebook when you set up a time with me. clark.harvey@presidential.com NMLS 240452 Co NMLS 421593 EHL
Clark Harvey1460Incorrect collection on your credit report? Here's how to remove it
Here are some tips and tricks to get that erroneous collection or late payment removed from your credit report.
Megan Thoms52¿Conviene solicitar tu préstamo con un banco o con un Mortgage Broker?
Descubre las diferencias entre solicitar un préstamo hipotecario con un banco tradicional y trabajar con un Mortgage Broker. Aprende cómo comparar opciones de financiamiento para encontrar la alternativa que mejor se adapte a tus necesidades.
Maria Ballester60Why Some Pre-Approvals Fail—and the Questions Every REALTOR® Should Ask
Why Some Pre-Approvals Fail—and the Questions Every REALTOR® Should Ask
Bill Bloom21100% Financing for Your Mortgage vs. Using a Down Payment
Learn how to weigh the opportunity cost of a down payment against investment returns. Compare 100% financing, DPA, and construction loans to maximize wealth.
Aaron Meilich100What Is a Healthy Mortgage Rate—and How Can Wyoming Protect Starter Homes?
Wyoming’s shortage of affordable homes is forcing first-time buyers to compete with investors while current owners stay put to keep their low mortgage rates. A seven-day first-look period could give owner-occupants a fairer chance to buy before homes become rentals.
Kim Woodworth30VA Home Loans: Pros, Cons, and 2026 Benefits Guide
Discover the benefits of VA home loans, including $0 down payment and no private mortgage insurance.
Hans Bruhner4251
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