Latest Articles
Can You Use Land You Already Own as Equity to Build a Home?
Owning land may provide a financial advantage when you're ready to build a home. Stuart Kiehne explains how land equity can factor into construction financing, what happens when land has an existing loan, and why appraisals, construction budgets and builder requirements matter when planning a custom
Charles Stuart Kiehne30Building a House? The Money Doesn’t Show Up All at Once.
A construction loan works differently from a mortgage used to buy a finished home. Funds are typically released in stages as construction progresses, and the financing may convert to a permanent mortgage or require a second closing. Here’s what to understand before you build.
Jennifer Chicano40Building in Acadiana: The One-Time Close Loan Guide
A One-Time Close construction loan lets you finance your lot, the build, and the permanent mortgage in one closing.
Stacey Britton405 Smart Ways to Cut Custom Home Build Costs
Building a custom home doesn't have to break the bank. A 25-year construction lending expert shares 5 high-impact ways to cut costs — from site selection to…
Aaron Meilich120Should You Pause Your Custom Home Build in 2026?
Rates and materials are up in 2026, but waiting can cost you more in entry price and lost equity. See why a one-time close construction loan is a smart hedge.
Aaron Meilich320Bank Statement Construction Loans: Build Without Tax Returns
Self-employed? Build your custom home with bank statement construction loans. Deposits, not tax returns, qualify you — including jumbo financing over $845,000 (2027 Conforming Loan Limit).
Hayden Allen200Can You Finance Land and Build a House With One Loan?
Learn how to finance land and construction with a single loan. Ken Clark Jr. explains One-Time Close loans, FHA 203(k), and how to build or renovate your dream…
Ken Clark Jr.90VA Construction Loan: Build a New Home With 100% Financing
Compare Texas, Florida, South Carolina, and Washington for your VA construction-to-permanent loan with 100% financing, property tax exemptions, land costs, and…
Aaron Meilich140How GMFS Construction Loans Work: Guide to Building Today
Building your dream home? GMFS Mortgage construction loans offer one-time close options. SIMPLIFIED FOR BORROWERS - STREAMLINED FOR BUILDERS
Stephanie Machado Barto802026 Cost-Efficient Energy-Efficient Building Methods
Building energy-efficient in 2026? Advanced framing, SIPs, and ICF walls shrink both build costs and utility bills, and a One-Time Close loan finances it all…
Aaron Meilich280How to Build a Custom Home on Your Lot with Zero Down
Learn how to build a custom home on your lot with zero down payment. Explore VA and USDA land-to-build programs and using land equity for 100% financing.
Aaron Meilich510Architect vs. Drafter vs. Online Plans: Best for You
Architect, drafter, stock plans, or AI for your custom home? Compare cost, permit-readiness, and appraisal impact to pick a design your construction loan will…
Aaron Meilich90Why Not Build a Custom Home? The 2026 Step-by-Step Guide
Learn the 7 critical steps to building a custom home in 2026. From lot evaluation to one-time close construction loans, here is your roadmap to move-in day.
Aaron Meilich280100% Financing for Your Mortgage vs. Using a Down Payment
Learn how to weigh the opportunity cost of a down payment against investment returns. Compare 100% financing, DPA, and construction loans to maximize wealth.
Aaron Meilich150Home Improvement Permits: Types and Costs 2026 Guide and some time savings tips!
Explore 2026 home improvement permit costs, ranging from $150 to $3,000. Learn about structural, electrical, and plumbing triggers with expert Aaron Meilich.
Aaron Meilich190How to Choose a Builder for a Custom Home (2026 Guide)
Selecting a custom home builder is 2026's most vital decision. Learn to vet experts, understand OTC financing, and avoid budget traps in the current market.
Aaron Meilich201Home Improvement Financing: 2026 Guide to ADUs & Renovations
Compare 2026 home renovation financing: Renovation mortgages with 5% down, 7.25% HELOC trends, and ADU construction costs per square foot for homeowners.
Aaron Meilich261Is 20% down no longer required on a construction loan?
Today's modern construction loan options are an untapped resource to fund custom home construction. Continue reading to find out who to call!
Aaron Meilich3480Modular vs. Stick-Built: 2026 Home Construction Guide
Modular, ICF, or stick-built? Compare 2026 home construction costs, build speeds, and financing options to find the most efficient path for your custom build.
Aaron Meilich30661
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