David Moody is Owner & Mortgage Broker of 1st Class Mortgage Group, LLC in Louisville, Kentucky. A mortgage professional since 1988, David helps homebuyers, homeowners and real estate investors find financing solutions with straightforward, personalized guidance. 1st Class Mortgage Group offers Conventional, FHA, VA, USDA, Jumbo, DSCR, Non-QM, Construction and Reverse Mortgages, including HECM and HECM for Purchase. David and his team serve borrowers throughout KY, IN, TN, GA, VA, FL, CO and NC, providing experienced mortgage guidance from application through closing. NMLS #1580128 | Company NMLS #1789100
Real Estate
Louisville homebuyers have several options when choosing a mortgage lender. This article explains the differences between working with an independent mortgage broker and a bank, including loan options, rates and costs, local expertise, and the questions buyers should ask before choosing a lender.
Real Estate
Explain what Louisville homebuyers should know about mortgage rates, including how credit, down payment, loan type and points affect rate and cost. Explain why the lowest advertised rate may not be the best mortgage and how a local mortgage broker can compare options from multiple lenders.
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