Michigan
Low Appraisal in Michigan: What Happens and What Your Options Are
A low appraisal can stall a Michigan home deal. Here is what it means and the four paths you can take next.
Nov 11, 20269 min read40
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About Derek
Derek Brickley is a highly motivated Mortgage Loan Officer with a passion for helping clients achieve their dream of homeownership. With extensive training in the mortgage industry, he guides his clients seamlessly through the home financing process, freeing them from the stress of timing the market and allowing them to focus on their daily lives. Derek's exceptional academic and athletic background includes being named valedictorian of his high school class in 2018 and achieving the rank of Eagle Scout. He pursued his education at Lawrence University, where he immersed himself in a variety of subjects, ultimately discovering a passion for Economics and Statistics. While at Lawrence, Derek also played as a wide receiver for the Men's Varsity Football program and completed a senior capston
- Gold Star Mortgage Financial Group
- Mortgage Advisor
- Website
- goldstarfinancial.com
Derek's Articles
Michigan
Buying a Home in Michigan With Student Loans: What Lenders Look At
Student loans do not stop you from buying a home in Michigan. Lenders count a monthly payment even on deferred loans, usually 0.5% or 1% of the balance.
Nov 9, 20267 min read100
Michigan
Debt to Income Ratio Explained: How It Shapes Your Michigan Home Loan
Debt to income ratio is the monthly debt picture lenders use to size your Michigan mortgage.
Nov 7, 20268 min read210
Closing Costs
Michigan Closing Costs: What You Pay, What the Seller Pays, and Why
Buying in Michigan means dealing with two tax bills, a split property tax at closing, and closing costs you can negotiate.
Nov 6, 202611 min read270
Showing 6 of 25 articles
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