@jasonrichardson
Production Manager | NMLS ID 1088805
First Community Mortgage
Mortgage Loan Officer
A Richmond, VA native, I am proud to serve and support the community I call home. With 28 years in mortgage lending, I bring deep knowledge and experience to every client relationship. I educate, advise, and guide my clients through the mortgage process with clarity, confidence, and certainty. I especially enjoy helping first-time homebuyers, remembering the joy and pride I felt purchasing my own first home 30 years ago. I have expertise in supporting business owners, self-employed individuals, and real estate investors who are often underserved by traditional lending. I am committed to providing best-in-class service by being accessible, responsive, and consistent in my communication, while clearly explaining each step of the process.
Personal Finance
According to 2026 housing market data, homeowners currently hold a median net worth of approximately $430,000, compared to just $10,000 for renters. This 43-to-1 wealth gap is the direct result of a mortgage acting as a structured wealth-building engine.
Richmond VA
Explore Richmond's 2026 real estate landscape, from Richmond 300 master plan updates to the Diamond District and why living costs remain 4.8% below average.
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