mortgage
Why the Fed Rate Isn't Your Mortgage Rate
The Fed's rate hikes don't directly move your mortgage quote. Here's why the bond market and the 10-year Treasury yield actually set home loan rates.
Sep 21, 20265 min read10
J
Jay Sondhi
@jaysondhi
San Francisco Bay Area - Oakland Mortgage Loan Officer
U.S. Bank
Mortgage Loan Officer
Oakland, CA
1Articles
About Jay
My parents bought their first home when I was 8 years old. I remember asking my father when we would be able to move into our new house. He said, "We need to wait until escrow closes." Each night we drove by the new house, and I would ask again and again, and got the same answer. I started to get annoyed. "Who is this escrow character, and why can't he hurry up so we can move into our house?"
- U.S. Bank
- San Francisco Bay Area - Oakland Mortgage Loan Officer
- Location
- Oakland, CA
- Member since
- July 2026
Jay's Articles
Showing 1 of 1 articles
FOR CREATORS
Want to Build Your Local Voices Profile?
Join 63,212 professionals showcasing their expertise. Build trust, attract clients, and grow your business with a professional profile.
J
Want to connect with Jay?
Jay Sondhi@jaysondhiSan Francisco Bay Area - Oakland Mortgage Loan OfficerU.S. Bank
Ask, follow, or keep up with Jay's latest local expertise.
