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    • San Ramon, CA

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    J

    John Gabaldon

    @johngabaldon

    15+ Years of expertise

    Loan Originator NMLS #422738

    Waterstone Mortgage Corporation

    Mortgage Loan Officer

    6733 Academy Road NE, Suite AAlbuquerque, NM 87109
    6Articles

    About John

    John is a ninth-generation native New Mexican with more than 15 years of experience in the mortgage lending industry. He specializes in working with first-time homebuyers – it is a true honor in his eyes to be part of such a special moment in their lives. John also has extensive knowledge of the New Mexico Mortgage Finance Authority State Bond program. John graduated from the University of New Mexico in 2001. When he’s not in the office, he spends all his spare time with his family. He is also a member of Legacy Church and coaches his sons’ baseball teams at Albuquerque Baseball Academy. Se habla Español! Me especializo en ayudar a compradores de primera vez, en mi equipo cuento con gente bilingüe para asegurarnos de explicarles a comprender el proceso del préstamo, nos orgullese en brindarles un excelente servicio en tu idioma. Te ayudamos y preparamos para alcanzar el sueño americano, ser dueno de tu propia casa, recuerda, no te diremos que NO, te mostraremos como.

    Connect

    Waterstone Mortgage Corporation
    Loan Originator NMLS #422738
    Website
    waterstonemortgage.com
    Member since
    June 2026

    John's Articles

    5 Essential Credit Habits to Master Before Your First Home

    Credit Score

    5 Essential Credit Habits to Master Before Your First Home

    Your credit score is your most powerful mortgage tool. Learn the 5 habits that move the needle and bust the myths blocking your homeownership journey in 2026.

    Jul 29, 2026·7 min read·42
    Credit Score
    First-Time Buyer
    Albuquerque Rent vs. Buy: 2026 Housing Market Guide

    Real Estate

    Albuquerque Rent vs. Buy: 2026 Housing Market Guide

    Compare Albuquerque rent vs. mortgage payments in 2026. Explore tax savings, 7.7% historical 10-year appreciation, and local DPA programs for first-time buyers.

    Jul 24, 2026·6 min read·50
    Real Estate
    First-Time Buyer
    Buying a Home in Albuquerque: Spanish Speaking Loan Professionals Make the Process Easier!

    Albuquerque

    Buying a Home in Albuquerque: Spanish Speaking Loan Professionals Make the Process Easier!

    First-time home buyer that primarily speaks Spanish? Working with a local bilingual loan professional allows you to feel comfortable with the financing and helps you buy your first home with confidence.

    Jul 20, 2026·8 min read·30
    Albuquerque
    Home Buying
    New Mexico Down Payment Guide: Gifts, Grants & Loans (2026)

    New Mexico

    New Mexico Down Payment Guide: Gifts, Grants & Loans (2026)

    Discover how New Mexico first-time buyers use MFA grants, family gifts, and second mortgages to buy homes with low down payments in 2026. Expert guide.

    Jul 14, 2026·8 min read·71
    New Mexico
    Real Estate
    10 Essential Tips for First-Time Home Buyers in 2026

    Real Estate

    10 Essential Tips for First-Time Home Buyers in 2026

    With Albuquerque's median price at $445,000 and rates near 6.43%, first-time buyers must adapt. Discover 10 tactical tips to secure your first home in 2026.

    Jul 8, 2026·8 min read·30
    Real Estate
    First-Time Buyer
    Conquering First-Time Homebuyer Fears in 2026: Expert Guide

    First-Time Homebuyers

    Conquering First-Time Homebuyer Fears in 2026: Expert Guide

    Overcome 2026 homebuyer anxiety. Learn how to navigate down payments, maintenance fears, and Albuquerque market trends with loan expert John Gabaldon.

    Jul 1, 2026·8 min read·110
    First-Time Homebuyers
    Homeowner Anxiety

    Showing 6 of 6 articles

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