California
California Prop 37: The $25 Billion Down Payment Loan Program
California voters passed a new Prop 37 on Nov. 3, 2026 — a $25 billion down payment loan program.
Nov 11, 20265 min read190
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Justin Berteaux
@justinberteaux
24+ Years of expertise
Loan Officer
Justin Berteaux
Mortgage Loan Officer
83 reviews on Experience.com
About Justin
Justin Berteaux (NMLS #250347) is Managing Director and Mortgage Loan Officer at RateDNA (NMLS #2358123), serving Morgan Hill, Gilroy, San Jose, Silicon Valley and all of California. A San Jose native and Santa Clara University graduate with 24+ years in real estate finance, he was named "Best in Silicon Valley" by the San Jose Mercury News six years in a row (2020-2025). Justin has closed thousands of loans, specializing in first-time buyer, jumbo, investment property, DSCR, asset depletion, refinance and self-employed loans. He offers competitive rates, clear communication and on-time closings. Call (408) 710-5252. M-F 9-5, evenings and weekends by appointment.
- Justin Berteaux
- Loan Officer
- Website
- justinberteaux.com
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