@ryanjspeltz
Mortgage Broker/Owner
Creative 1st Mortgage, LLC
Mortgage Loan Officer
As the co-owner of Creative 1st Mortgage, I've dedicated my career to helping individuals and families achieve their financial dreams. Based in St. Petersburg, FL, I've spent over a decade serving my community through personalized guidance and creative loan solutions. Family and community are at the heart of everything I do, and I'm passionate about using my expertise to make a positive impact.
Real Estate
AI search is becoming another place where buyers and sellers research real estate professionals. Getting found starts with clarity, consistency, useful content, local relevance, and proof that supports what you say you do.
Real Estate
The U.S. Treasury just announced plans to at least double buybacks of longer-term Treasury debt. Here’s why the 10-year Treasury yield fell, how Treasury buybacks work, and what the move could mean for mortgage rates and homebuyers.
Real Estate
Traditional lenders often overlook self-employed and first-time buyers. Discover how Ryan Speltz finds creative mortgage solutions for non-traditional…
St. Petersburg
St. Petersburg's 2026 housing market requires more than just a loan officer. Here's why I launched Creative 1st Mortgage to provide local, unconventional…
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