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    T

    Tom Kalagher

    @tomkalagher

    Branch Manager - Fairhope Mortgage

    Fairhope Mortgage LLC

    Mortgage Loan Officer

    Fairhope, AL
    3Articles

    About Tom

    I’m Tom Kalagher, the founder of Fairhope Mortgage. I have a deep passion for helping individuals and families achieve their homeownership dreams. Securing a home loan is the most significant financial decisions you’ll ever make. That’s why I prioritize personalized solutions and clear communication.

    Tom's Articles

    FHA 3.5% vs Conventional 3% Down: A Fairhope 1st Time Home Buyer Guide

    FHA 3.5% vs Conventional 3% Down: A Fairhope 1st Time Home Buyer Guide

    mortgage
    Home Buying

    by Tom Kalagher

    Sep 3, 2026
    7 min read
    4
    0
    DSCR Loans in Alabama: Why Tax Returns Aren't the Story

    DSCR Loans in Alabama: Why Tax Returns Aren't the Story

    DSCR Loans
    Real Estate

    by Tom Kalagher

    Sep 2, 2026
    11 min read
    7
    0
    A Deep Dive into DSCR Loans for Investment Properties

    A Deep Dive into DSCR Loans for Investment Properties

    Real Estate
    Mortgage Loans

    by Tom Kalagher

    Aug 28, 2026
    3 min read
    4
    0

    Showing 3 of 3 articles

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