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    • San Ramon, CA

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    1. Read
    2. Topics
    3. Mortgage Basics

    Mortgage Basics

    4 articles
    4 experts

    Latest Articles

    • First-Time Homebuyer Mortgage Guide: Horace, ND

      Everything Horace, ND first-time buyers need to know about mortgage types, NDHFA down payment grants, current rates, and getting pre-approved in today's market.

      Kimberley Weflen110

    • Minimum Credit Score for a Mortgage: 2026 Loan Guide

      FHA starts at 500, conventional at 620, and USDA auto-approval at 640. Here's the score each loan type needs, and why your rate depends on going higher.

      Joe Bixler20

    • Choosing the Right Lender for Your First Home

      Your lender is a 30-year partner, not a transaction. Learn why local expertise, communication, and the right loan fit matter more than a slightly lower rate.

      Denise Lott20

    • Physician Home Loans in Phoenix & Scottsdale: 0% Down Guide

      Doctors relocating to Scottsdale and Phoenix can qualify for physician mortgages with 100% financing, no PMI, and loan amounts up to $2 million — often before…

      Virginia Fargo150

    Top Experts

    • K

      Kimberley Weflen

      Sr Mortgage Loan Officer

      1 article

      Horace, ND
    • J

      Joe Bixler

      Mortgage Loan Officer

      1 article

      Charlotte, NC
    • D

      Denise Lott

      Branch Manager

      1 article

      Savannah, GA
    • V

      Virginia Fargo

      INDEPENDENT MORTGAGE BROKER #299320

      1 article

      Scottsdale, AZ