Latest Articles
Buy Now Sell Later: Buy Your Next Home Before Selling
Wondering if you must sell your home before buying the next one? A Buy Now Sell Later strategy uses bridge loans and HELOCs to put your equity to work first.
George Koutsos402-1 Buydown in San Diego: Smart for Rising Incomes?
A 2-1 buydown lowers your San Diego mortgage payment for two years as your income climbs.
Craig Brock130Your Home Has Equity. Is Your Mortgage Working Hard Enough?
A homeowner came to me to consolidate debt. What we discovered changed the mortgage conversation.
Josh Schaendorf360Could A Mortgage Recast Make Sense For You?
A mortgage recast might not be something you hear about every day, but it can be a useful option for some homeowners. Here’s a quick look at what it is, how it works, and when you might consider one.
Kevin Byrne330Negotiate a Seller Credit to Buy Down Your Interest Rate
A seller credit used for a rate buydown can cut your monthly payment far more than a same-size price cut. Here's the math and how to negotiate it.
Brittany Armenta Perez10Mortgage Buydowns: A Smarter Way to Beat High Rates
High rates are scaring off buyers. Temporary and permanent buydowns — especially seller-paid — lower monthly payments without slashing your list price.
Juan Jordan4830The 2-1 Buydown: A Strategic Win for Buyers and Sellers
Learn how a 2-1 buydown gives buyers temporary rate relief in year one and two, while giving sellers a competitive edge that beats a flat price cut.
Linda Riley50
