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    • San Ramon, CA

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    1. Read
    2. Topics
    3. Investing
    4. Investing

    Investing

    9 articles
    9 experts

    Latest Articles

    • Rent vs. Buy: Does Investing Beat Homeownership?

      A 10% stock return looks like it beats 5% home appreciation. But mortgage leverage and principal reduction change the math.

      Dylan Crews, Loan Officer (NMLS #1987505) | Edge Home Finance, LLC (NMLS #891464)20

    • Real Estate is More Than a Place to Live. It Can Be a Path to Long-Term Wealth.

      A home is where you live. With time and smart choices, it can also help you build something for the future.

      Adam Dublet343

    • What’s a DSCR Loan? A Game-Changer for Real Estate Investors

      If you’ve ever looked into investment property loans, you’ve probably heard the term DSCR thrown around. It stands for Debt Service Coverage Ratio, and it’s one of the simplest yet most powerful ways for investors to qualify for financing without relying on their personal income.

      Mark Wilkins50

    • Scaling Oregon Real Estate: A Guide to DSCR Loans

      DSCR loans let Oregon investors finance rentals off the property's income alone — no personal tax returns required. A Clackamas mortgage pro explains.

      Tu Phan20

    • Why Buying a Multi-Unit Property Beats Single-Family Homes

      Multi-unit properties allow buyers to finance 2-4 units with as little as 3.5% down. This house hacking strategy uses tenant rent to cover the mortgage.

      Craig Messman41

    • 100% Financing for Your Mortgage vs. Using a Down Payment

      Learn how to weigh the opportunity cost of a down payment against investment returns. Compare 100% financing, DPA, and construction loans to maximize wealth.

      Aaron Meilich110

    • Real Estate Professional Status: A Guide for High-Income

      High-income investors can use Real Estate Professional Status (REPS) to offset ordinary income with rental losses.

      Steve Madsen90

    • DSCR: The Easiest Way to Expand a Real Estate Portfolio

      Skip the W-2s and tax returns. Discover why DSCR loans are the fastest way to scale a real estate portfolio beyond the 10-property limit in 2026.

      Ron Beebe50

    • Why 2026 Is a Good Time to Buy: A Strategic Real Estate

      Explore why 2026 offers rare buyer leverage as mortgage rates stabilize at 6.2% and home prices cool. Learn how to secure your home before competition returns.

      Kristy Grams30

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    Top Experts

    • D

      Dylan Crews, Loan Officer (NMLS #1987505) | Edge Home Finance, LLC (NMLS #891464)

      Home Loan Specialist - NMLS # 1987505

      1 article

      Franklin, TN
    • A

      Adam Dublet

      Regioan Vice President | NMLS# 121821

      1 article

      Lake Worth, FL
    • M

      Mark Wilkins

      Branch Leader

      1 article

      Southampton, PA
    • T

      Tu Phan

      Fairway Home Mortgage - NMLS# 7916

      1 article

      Clackamas, OR
    • C

      Craig Messman

      President, Molitor Financial Group / Messman Lending Team

      1 article

      Chicago, IL
    • A

      Aaron Meilich

      Sales Manager - Construction & Specialty Portfolio Lending NMLS #769327

      1 article

    • S

      Steve Madsen

      Founder & CPA

      1 article

      South Jordan, UT
    • R

      Ron Beebe

      CEO, Senior Loan Broker

      1 article

      Friendsville, TN
    • K

      Kristy Grams

      Senior Loan Officer | NMLS 302452

      1 article

      Frederick, MD