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Latest Articles
Should Your Retired Client Pay Cash for a Home? 4 Alternatives Worth Running First
Paying cash for a home in retirement feels safe, but it can drain liquidity, trigger taxes and raise Medicare premiums. Orange County mortgage broker Dusty Lloyd of Promise Home Loans explains four alternatives, including delayed financing and HECM for Purchase, and when paying cash still makes sens
Dusty Lloyd20How Affluent Families Preserve Wealth Across Generations
For many affluent families, building wealth is only part of the challenge. Preserving it across generations is often far more difficult.
Jori Guzhuna20Cryptocurrency and the Fragility of Digital Wealth
For much of the past decade, cryptocurrency has occupied a unique position within global finance, yet beneath the headlines, price surges and social media enthusiasm lies a more important discussion, one that sophisticated investors increasingly cannot afford to ignore: structural risk.
Jori Guzhuna100The hidden traps of Offshore Wealth Structures
Business owners are discovering that offshore structures introduce significant political, banking and regulatory risk that is often ignored by offshore promoters.
Jori Guzhuna30The Rise of Luxury Assets in Private Wealth Strategies
For many ultra-high-net-worth families, wealth management today extends beyond traditional allocations to equities, fixed income and private markets. Increasingly, investors are seeking tangible assets that combine personal enjoyment with long-term strategic value.
Jori Guzhuna40Colorado Economic Update: What It Means for Your Portfolio
A 2026 look at Colorado's economy, Denver-area housing, employment trends, and TABOR-driven state finances — and what each signal means for your wealth…
Brian Townley40HELOC, Pledged-Asset Line, or Sell the Stock? Funding $200K in California
Need $200,000 for a renovation or family gift? In California, selling appreciated stock can cost tens of thousands in tax. Orange County mortgage broker Dusty Lloyd of Promise Home Loans compares a HELOC, a pledged-asset line and selling, and shows when each makes sense.
Dusty Lloyd120Navigating the 2026 Economic Landscape: A Wealth Manager's Perspective
Partner Brian Townley breaks down the 2026 economic climate — rising rates, sticky inflation, and a cooling housing market — and what it means for your…
Brian Townley902026 Financial Planning Trends to Act On Now
2026 financial planning is defined by AI-driven advisory, the post-2025 estate tax reset, and a new charitable giving floor.
Brian Townley10The Truth About Reverse Mortgages
A reverse mortgage doesn't mean losing your home to the bank. Here's how HECM loans deliver payment relief, a growing line of credit, and renovation funds…
Jas Sohal240AI and the Future of Financial Advice: The Augmented Advisor
AI is transforming financial advisors from portfolio managers into behavioral coaches.
Automation Claimed User - Dont delete220The Hidden Drain: Why Home Equity Investments Sink Wealth
Home Equity Investments promise cash with no monthly payments, but the total cost can exceed 22% APR.
Ruben Rodriguez540Real Estate Professional Status: A Guide for High-Income
High-income investors can use Real Estate Professional Status (REPS) to offset ordinary income with rental losses.
Steve Madsen620
