Self-employed homeowners often access equity differently than W-2 borrowers. Amy Healy of Fairway Home Mortgage shares why cash flow can tell a truer story…
Nearly 60 million self-employed Americans can now qualify for mortgages using bank statements, CPA-prepared P&Ls, or asset depletion instead of tax returns.
Non-QM bank statement loans let self-employed borrowers and investors qualify using cash flow, not tax returns. Here's how they work and who they serve.
Self-employed or asset-rich but can't prove income on a tax return? Non-QM loans use bank statements, asset depletion, or DSCR to qualify.
The wrestling match between filing taxes in order to qualify for a certain house is a tale as old as time. For many years, lenders have turned down self-employed clients due to low income on returns. Bank statement loans have become a fantastic solution to help business owners not have to worry.
Most loan officers can't read a complex tax return. Veteran lender Mark Smith exposes the technical landmines that kill self-employed mortgages and how to fix…
Traditional lenders often overlook self-employed and first-time buyers. Discover how Ryan Speltz finds creative mortgage solutions for non-traditional…
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