Latest Articles
STOP Comparing APR When You Shop for a Mortgage
Comparing APR across lenders sounds smart — but as a 31-year loan officer, I've watched the APR on a Loan Estimate get dressed up to win business.
Jon Knight81How Much Money Do You Really Need to Buy a House?
How much money do you really need to buy a house? It may be less than you think. Learn about down payments, closing costs, loan options, gift funds, grants, retirement funds, homebuyer resources, and how much you should keep in savings after closing.
Lisa J. Foster00Seller Concessions: The Homebuying Tool More Buyers Should Be Using Right Now
Seller concessions are showing up in nearly two-thirds of Denver-area home sales—and smart buyers are using them for more than just closing costs. Learn how seller money can potentially reduce your cash to close, buy down your mortgage rate, or make a home more affordable.
Dave Cook140Maryland Closing Costs: A Home Buyer's Guide for 2026
Planning a move in Montgomery County? Discover what closing costs to expect in Maryland and how to budget for a surprise-free settlement day — from transfer…
Papa Baffour Awuah120Why I'm Telling Everyone I Know to Buy Now
Waiting for lower rates may cost you the best deal of the market cycle. With rates at 6.66% but seller concessions rising, savvy buyers can lock in leverage now.
Melissa Bryan750Should You Pay Points to Lower Your Mortgage Rate?
A lower mortgage rate isn't automatically a better deal. Learn how mortgage discount points work, how to calculate your break-even point, and when paying more upfront for a lower rate may—or may not—make financial sense.
Dave Cook70Can Seller Concessions Help Pay Closing Costs in Denver?
Seller concessions can help Denver buyers reduce eligible closing costs and preserve cash. Here's how to use them strategically.
Jennifer Chicano80How Much Are Closing Costs When Buying a Home in Denver?
Your down payment isn't the only upfront cost. Learn what Denver homebuyers should know about closing costs, prepaids and cash to close.
Jennifer Chicano40How Much Money Do I Actually Need to Buy a Home?
Buying a home usually doesn't require 20% down—but the down payment isn't the only cash you'll need. Learn how down payments, closing costs, earnest money, seller concessions and down payment assistance work together so you can understand how much money you actually need to buy a home.
Dave Cook41Mortgage Shopping in 2026: Why the Lowest Rate Isn’t a Win
Picking a mortgage based on the lowest rate quote is like committing after one date. Learn how to compare total costs and lender value in the 2026 market.
Craig Messman70What Does It Cost to Sell a House in Delaware County, PA?
Selling a home in Delaware County involves more than just commissions. From local transfer taxes to U&O inspections, learn the true costs of selling in 2026.
Tom Fior30Earnest Money: The Homebuyer Guide for Northeast Indiana
Confused by earnest money? Learn how this 'good faith' deposit works in the Northeast Indiana real estate market, from refund rules to closing cost credits.
Lavonte Robinson30Selling a Home in Greater Boston: 2026 Market Guide
Navigate the 2026 Greater Boston real estate market. From $879K median prices to Massachusetts closing costs, learn how to maximize your home sale equity.
Michael Helsmoortel3810Missouri and Kansas Loan Estimates: How to Compare Offers
Learn to compare Missouri and Kansas Loan Estimates line by line. Find hidden fees in Section A and save on closing costs before you lock your 2026 mortgage.
Zach Brown153
Related Tags
Top Experts
- Greenwood Village, CO
- Carmel, IN
- Las Vegas, NV
- Silver Spring, MD
- Rosharon, TX
- Media, PA
- Chestnut Hill, MA