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    1. Read
    2. Topics
    3. Real Estate
    4. First Time

    First Time

    6 articles
    6 experts

    Latest Articles

    • Why VA Buyers Are Your Best Clients — and How I Can Help

      VA buyers bring zero-down power and no monthly mortgage insurance to every offer. Here's what 37 years as a loan officer taught me about closing them.

      Mickey Hellman30
    • Michigan Down Payment Help for First Time Buyers

      First time buyers in Michigan can get up to $10,000 in down payment help through MSHDA. Here is how it works in Ann Arbor, Lansing and Grand Rapids.

      Derek Brickley70
    • The High Cost of Waiting: Why Market Timing Is a Trap

      Waiting for a housing crash that statistically rarely comes could cost you thousands in lost equity.

      Aric W Keith60
    • Buying Your First Home in Lafayette: A Step-by-Step Guide

      A step-by-step guide to buying your first home in Lafayette, LA — from budgeting and loan options to closing.

      Monique Smith80
    • How Much House Can You Afford in Seattle? (2026)

      26-year Seattle loan officer Keith Akada breaks down the real math for First Time Home Buyers — What matters most, monthly budget.

      Keith Akada120
    • 3 Ways to Afford a Home When Rates Stay High

      Rates are at 6.65% and holding. Here's how Texas homebuyers can use temporary buydowns, permanent rate buydowns, and state programs to build an affordable monthly payment.

      David Craig120

    Top Experts

    • M

      Mickey Hellman

      Loan Officer | NMLS #244724

      1 article

      Santa Maria, CA
    • D

      Derek Brickley

      Mortgage Advisor

      1 article

      Ann Arbor, MI
    • A

      Aric W Keith

      Broker

      1 article

      Battle Ground, WA
    • M

      Monique Smith

      Loan Officer

      1 article

      Lafayette, LA
    • K

      Keith Akada

      Loan Officer

      1 article

      Seattle, WA
    • D

      David Craig

      Sales Manager | Senior Loan Officer

      1 article

      Spring, TX