Mortgage Rates

Could Putting MORE Money Down Actually Be a Financial Mistake?

Why putting more money down on a house doesn't always leave you in a better financial position.

San Antonio Real Estate: Navigating Higher Rates

Mortgage rates near 7% have reshaped the San Antonio market into a buyer-friendly one.

VantageScore Mortgage Updates and What They Mean for Homebuyers

Movement Mortgage now offers VantageScore 4.0 on eligible conventional mortgages. The article explains how this newer credit model can evaluate credit-use patterns over time and score some borrowers with limited credit histories, potentially opening another path to homeownership. Approval still depe

Weekly Market Recap: Rates Hit a One-Year High, Then Exhaled (Oct 5-9)

What happened this past week with mortgage rates and what to look for this coming week.

Beyond the Rate: Buying a Home When Rates Are High

Higher rates don't have to mean pausing your home search. Learn how seller concessions, temporary buydowns, and loan options keep homeownership within reach.

VA Home Loans in San Diego: A Guide for Military Buyers

A practical, plain-English guide to VA home loans in San Diego County — entitlement, funding fees, appraisals, and how VA financing competes on higher-priced…

How to Use Seller Concessions to Buy Down Your Rate

A seller concession can fund a 2-1 or 3-2-1 rate buydown that lowers your payment for years. Here's how to negotiate it and what the caps allow.

Higher Rates Have Changed the Market. They’ve Also Changed Where the Opportunities Are.

Can You Still Afford Your First Home in Worcester? What First-Time Buyers Should Know Right Now

Home prices and mortgage rates are high, but more homes for sale, MassHousing down payment assistance and Worcester's 2- and 3-family homes may give buyers more options than they realize.

San Diego Pending Home Sales Fall as Rates Rise

San Diego County pending home sales fell 13.1% in September as mortgage rates neared a three-year high near 7.4%.

Is the Lowest Mortgage Rate Actually the Most Expensive?

The lowest mortgage rate can cost you thousands if you refinance before your breakeven point. A 23-year lender explains the math behind discount points.

Why Waiting for Lower Rates Might Cost You More

Nearly 45% of home buyers get seller help, yet many wait for a lower rate and lose the potential of that leverage. How to use today's market pressure to your advantage.

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Should You Buy a Wyoming Home Now or Wait for Mortgage Rates to Fall?

No matter what rates are doing, getting with a knowledgeable and experienced lender will help you understand whether you should continue to rent or if buying now, even with higher rates can still make sense to your life.

How Long Does It Take to Sell a House in Denver Right Now?

Denver homes spent a median of 32 days in the MLS in September 2026, but your home's actual selling timeline depends heavily on price, location, condition and competition. Here's what Denver-area sellers should know before listing.

Everyone Is Waiting for Mortgage Rates to Drop. Here's Why Smart Buyers Are Looking NOW

Everyone is waiting for mortgage rates to drop, but today's buyers may have more negotiating power than they've had in years! With more price reductions, seller concessions and creative financing options, waiting for the perfect rate could mean missing an opportunity.

Cracking the Code: Buy a Montco Home With Less Cash

Montgomery County, PA buyers can pair 3% down conventional loans with local grants like Keystone Home Loan with K-Fit to slash cash due at settlement.

Phoenix Is Softening. Here's What That Means for You

The Phoenix market has shifted to buyers: pending sales fell 40% in September and more sellers are cutting prices.

Negotiating Seller Concessions in Cumming's 30040 Market

High rates don't mean a bad deal in the 30040 zip code. Learn how to use seller incentives and rate buydowns to lower your monthly payment.

📉📈 Market commentary for Thursday October 8, 2026

📉📈 Market commentary for Thursday October 8, 2026

Why 7% Mortgage rates are not the End of the World

Why 7% Mortgage rates are not the End of the World

Mortgage Rates Today: October 2026 Market Update

The 30-year fixed-rate mortgage averaged 7.28% as of October 1, 2026. Here's what that means for homebuyers and refinancers in the St.

How Homes for Heroes Saves Veterans Thousands

Homes for Heroes returns up to 0.7% of your home price after closing, averaging $3,000 in savings for eligible veterans and service members.

Don't Wait for Perfect Rates: The Real Cost of Delay

Waiting for rates to drop could cost you more in equity and price appreciation than you save. Here's how to navigate today's market.