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    What did the FED do about interest rates last week?
    Real Estate

    What did the FED do about interest rates last week?

    #home-buying#mortgage-rates#interest-rates#first-time-homebuyers#real-estate#buying-a-home#buyer-confidence
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    Local Professional

    August 4, 2026
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    1 min read
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    Last week, the Federal Reserve decided to leave interest rates unchanged, taking a wait-and-see approach as they continue to monitor inflation and the economy.

    What does this mean for mortgage rates?

    ✅ No immediate rate cut
    ✅ No rate increase YAY!!
    ✅ Mortgage rates can still move independently of the Fed based on inflation, bond markets, and investor activity

    If you're waiting for the "perfect" rate before buying a home, remember that homeownership is often more about finding the right home and payment than trying to time the market. If rates improve later, refinancing may be an option.

    Have questions about today's mortgage rates or your buying power? I'm happy to help!

    📞 Christie Latham 919.649.3026

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    Christie Latham

    @christielatham

    Loan Officer | NMLS# 959118

    I am dedicated to finding great rates and loan options for my clients while offering some of the fastest turn times in the industry. My goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust.

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