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    Christie Latham

    @christielatham

    Loan Officer | NMLS# 959118

    I am dedicated to finding great rates and loan options for my clients while offering some of the fastest turn times in the industry. My goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust.

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    Christie Latham
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    5. What is the North Carolina Housing Finance Agency
    1 min
    What is the North Carolina Housing Finance Agency
    Real Estate

    What is the North Carolina Housing Finance Agency

    AAuthor
    August 25, 2026

    The North Carolina Housing Finance Agency (NCHFA) is a self-supporting public agency created in 1973 to provide affordable housing opportunities for North Carolinians whose needs are not met by the market. Contrary to common belief, it is not funded by tax dollars; instead, it operates using funds from the sale of tax-exempt bonds and the management of federal tax credit programs.

    Homebuyers: It offers down payment assistance (often up to $15,000 or more) and competitive fixed-rate mortgages (NC Home Advantage Mortgage™) specifically designed for first-time and move-up buyers.

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