James Mahieu is a Senior Mortgage Loan Officer with Northpointe Bank, proudly serving Fort Walton Beach, Destin, Panama City Beach, and Myrtle Beach while assisting borrowers in all 50 states. He specializes in STR real estate investors, self-employed borrowers, and first time homebuyers offering creative financing solutions including DSCR, Bank Statement, Asset Depletion, and Down Payment Assistance programs. James has extensive experience with VA, FHA, Conventional, USDA, and Portfolio loans, including financing for non-warrantable condos and condo-tels. Whether purchasing, refinancing, or growing an investment portfolio, he provides personalized mortgage solutions tailored to each client's goals.
Short-Term Rentals
Explore financing options for short-term rental properties with a Debt Service Coverage Ratio (DSCR) loan. Learn how projected rental income factors into qualification and which investment properties may be eligible, including 1-4-unit properties, non-warrantable condos, and condotels.
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