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    John Whitmarsh

    @johnwhitmarsh

    Branch Manager

    John Whitmarsh

    Mortgage Loan Officer

    Irvine, CA
    3Articles

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    About John

    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

    John Whitmarsh
    Branch Manager
    Location
    Irvine, CA
    Member since
    November 2026

    John's Articles

    Blended Rate 101: Should You Combine Your First and Second Mortgage?

    mortgage

    Blended Rate 101: Should You Combine Your First and Second Mortgage?

    A blended rate reveals your true cost of carrying two mortgages. Learn the weighted-average math, the 2026 rate picture, and how to know if consolidating…

    Nov 11, 2026·9 min read·20
    mortgage
    Refinance
    Using a HELOC to Buy Investment Property: Strategy & Risks

    HELOC

    Using a HELOC to Buy Investment Property: Strategy & Risks

    Learn how to leverage your home equity to expand your portfolio, including the math, risks, and step-by-step process of using a HELOC for down payments.

    Nov 9, 2026·8 min read·10
    HELOC
    Investment Property
    Southern California HELOC Guide: Rates and Availability in 2026

    HELOC

    Southern California HELOC Guide: Rates and Availability in 2026

    California homeowners hold the nation's second-highest median home equity, but local credit unions and strict LTV caps shape a distinct HELOC market.

    Nov 6, 2026·8 min read·10
    HELOC
    Home Equity

    Showing 3 of 3 articles

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