@reiniercancio
Miami Mortgage Loan Officer | Home Loans, Refinance & Investor Financing
Reinier Cancio
Mortgage Loan Officer
Reinier Cancio (NMLS #1615071) is a Miami-based mortgage loan originator with Bold Mortgage / PRMG, serving Florida in English and Spanish. He helps homeowners review equity-based foreclosure financing, probate and inherited-home loans, and heir buyouts. Credit is not part of qualification for these equity-based programs; property, equity, title, authority to borrow, payoff and repayment plans are reviewed individually. Financing requires lender approval, and applying does not stop foreclosure. He also assists buyers and investors with FHA, VA, conventional, DSCR and bank statement loan options.
Foreclosure
If your Florida home has equity but your credit shows late payments, an equity-based bridge loan may be worth reviewing. Here is how it works and which cheaper options to rule out first.
DSCR Loans
A DSCR loan qualifies a Florida rental on its rent, not your personal income. Here is the math, and how insurance, taxes, and condo dues can change it in South Florida.
Mortgage Loans
Self-employed income, a non-warrantable condo, or an investor buying in an LLC does not have to kill the deal. Here is how South Florida agents can match buyers to the right loan program.
Foreclosure
En Florida, una fecha de subasta no cierra todas las puertas. Estos son los primeros pasos, sus opciones y cuándo un préstamo puente basado en plusvalía puede valer la pena revisar.
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