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    Ryan Lee

    @ryanlee

    13+ Years of expertise

    Senior Loan Officer

    Guild Mortgage

    Mortgage Loan Officer

    Mount Pleasant, SC
    8Articles

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    About Ryan

    I'm Ryan Lee, a Senior Loan Officer with Guild Mortgage with more than 12 years of experience helping people navigate home financing. Based in Mount Pleasant, South Carolina, I work with homebuyers and homeowners throughout the Charleston area and continue to serve clients in Washington. I focus on making mortgages easier to understand, whether someone is buying their first home, relocating, moving into their next home, or simply trying to understand their options. My goal is straightforward: provide useful information, explain the numbers clearly, and help people make informed decisions about home financing. NMLS #928879.

    Guild Mortgage
    Senior Loan Officer
    Location
    Mount Pleasant, SC
    Website
    happileehome.com

    Ryan's Articles

    Buying a Home in a Charleston Flood Zone? What You Should Know Before Making an Offer

    Flood Zones

    Buying a Home in a Charleston Flood Zone? What You Should Know Before Making an Offer

    Buying a home in Charleston or Mount Pleasant? Learn how flood zones, insurance, elevation certificates, and local construction rules can affect your purchase.

    Oct 30, 2026·7 min read·10
    Flood Zones
    Charleston
    How Do Mortgage Lenders Calculate How Much House You Qualify For in Charleston, SC

    Mortgage Qualification

    How Do Mortgage Lenders Calculate How Much House You Qualify For in Charleston, SC

    Learn how mortgage lenders calculate what you may qualify for in Charleston, South Carolina, with a simple debt-to-income example that includes monthly debts, property taxes, insurance, and HOA dues.

    Oct 23, 2026·15 min read·40
    Mortgage Qualification
    Debt-to-Income Ratio
    Buying a Home in Mount Pleasant, SC? Here's What Property Taxes Could Actually Cost You

    Property Taxes

    Buying a Home in Mount Pleasant, SC? Here's What Property Taxes Could Actually Cost You

    Buying a home in Mount Pleasant, SC? Learn how South Carolina property taxes work, why primary residences and second homes can have very different tax bills, and what a $700,000 home could cost in monthly property taxes.

    Oct 16, 2026·2 min read·20
    Property Taxes
    Mount Pleasant
    Moving to Charleston for a New Job? Can You Buy a Home Before Your First Paycheck?

    Mount Pleasant

    Moving to Charleston for a New Job? Can You Buy a Home Before Your First Paycheck?

    Relocating to Charleston or Mount Pleasant for a new job? Learn when an employment offer may help you qualify for a mortgage before receiving your first paycheck.

    Oct 9, 2026·6 min read·30
    Mount Pleasant
    Relocating
    Buying a Home in Charleston, SC? 6 Things That May Surprise You

    Home Buying

    Buying a Home in Charleston, SC? 6 Things That May Surprise You

    Buying a home in Charleston can come with a few surprises. Here are six things to understand about termites, property taxes, hurricane-season insurance, schools and choosing where to live.

    Oct 2, 2026·8 min read·70
    Home Buying
    termite inspection
    How Much House Can I Afford in Charleston, SC? 7 Numbers to Know Before You Start Looking

    Home Affordability

    How Much House Can I Afford in Charleston, SC? 7 Numbers to Know Before You Start Looking

    Seven numbers to understand before buying a home in Charleston or Mount Pleasant, from monthly payment and cash to close to property taxes, insurance and flood considerations.

    Sep 25, 2026·5 min read·110
    Home Affordability
    Homeownership

    Showing 6 of 8 articles

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