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    Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    @walterandemilyhoward

    Mortgage Advisor Loan Officer

    Fairway Home Mortgage

    Mortgage Loan Officer

    Federal Way, WA
    6Articles

    About Walter

    Walter and Emily Howard | Federal Way Mortgage Lender | The Howard Team at Fairway Home Mortgage Walter and Emily Howard are nationally recognized Mortgage Advisors and leaders of The Howard Team at Fairway Home Mortgage, helping homebuyers throughout Maple Valley, Black Diamond, Covington, Auburn, Enumclaw, Federal Way, Puyallup, and across King and Pierce County, Washington secure the right home loan with confidence. Since 2018, Walter and Emily have consistently ranked among the Top 1% of Mortgage Originators in America, helping hundreds of families each year successfully purchase and refinance homes. Their team is known for fast pre-approvals, strong communication, and smooth closings, making them a trusted choice for buyers and real estate professionals looking for a reliable mortgage lender in the Puget Sound region. The Howard Team has earned the trust of their clients and referral partners through exceptional service, reflected in over 1,000 combined five-star client reviews on Experience.com. Their reputation is built on transparency, education, and helping borrowers understand their financing options so they can make confident decisions. As part of Fairway Home Mortgage, one of the nation’s largest and most respected independent mortgage lenders and a leader in customer satisfaction, The Howard Team offers a full range of home loan programs in Washington State, including conventional loans, FHA loans, VA loans, USDA rural housing loans, jumbo loans, renovation loans, reverse mortgage purchase loans, and refinance options. Walter and Emily specialize in helping first-time homebuyers, move-up buyers, luxury home purchasers, and homeowners exploring refinance opportunities. Whether clients are buying their first home or financing a multi-million-dollar property, their team provides personalized guidance and strategic mortgage planning every step of the way. If you’re searching for a mortgage advisor in Maple Valley, a home loan lender in King County, or a trusted mortgage team serving Pierce County, Walter and Emily Howard are committed to helping you secure the right financing and achieve your homeownership goals.

    Walter's Articles

    Smart Strategies for King & Pierce County Home Buyers

    Smart Strategies for King & Pierce County Home Buyers

    Mortgage Rates
    Rate Buydown

    by Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    Aug 12, 2026
    8 min read
    1
    0
    Cost to Buy a Home in King & Pierce County (2026)

    Cost to Buy a Home in King & Pierce County (2026)

    Home Buying
    King County

    by Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    Aug 10, 2026
    10 min read
    6
    3
    Should You Buy a Home Now or Wait for Rates in Washington?

    Should You Buy a Home Now or Wait for Rates in Washington?

    Mortgage Rates
    Real Estate

    by Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    Jul 20, 2026
    10 min read
    3
    0
    Refinancing to Pay Off High-Interest Debt (2026 Guide)

    Refinancing to Pay Off High-Interest Debt (2026 Guide)

    Mortgage Planning
    Debt Consolidation

    by Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    Jul 8, 2026
    8 min read
    9
    0
    How Much House Can I Afford in King and Pierce County?

    How Much House Can I Afford in King and Pierce County?

    Mortgage Rates
    Home Buying

    by Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    Jul 4, 2026
    5 min read
    2
    1
    Portable Mortgages: Solving the US Housing Inventory Global

    Portable Mortgages: Solving the US Housing Inventory Global

    Mortgage Banking
    Real Estate

    by Walter and Emily Howard The Howard Team at Fairway Home Mortgage NMLS 85438 & 1633389

    Jun 1, 2026
    10 min read
    22
    2

    Showing 6 of 6 articles

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