Local Experts in Arizona

Phoenix Market Shift: What the New Buyer's Market Means

The Phoenix market has officially tilted toward buyers. Here's what the falling Cromford Market Index means for West Valley homebuyers in Buckeye, Surprise…

New Construction vs. Resale: How to Beat Builder Incentives

Builder incentives look unbeatable, but seller credits and temporary buydowns can make a resale home just as affordable. Here's how the math works.

Buying a Winter Home in Surprise? Test the Lifestyle

Use a two-day scouting itinerary, community scorecard and practical questions to compare everyday life before buying a winter home in Surprise, Arizona.

The 20% Down Myth: How to Buy a Home with Less in 2026

Think you need 20% down to buy a home? Senior Loan Officer Katie Gerken at Barrett Financial explains why that's a myth — and how 3% down loans and down…

Winning the Payment War: A Realtor's Guide to Temporary Buydowns

Learn how temporary buydowns help your clients manage monthly payments and why they are often better than price cuts in today's market.

Fed Holds Interest Rates: Why Waiting for Lower Mortgage Rates Could Cost Homebuyers More

The Fed held rates at 3.75%-4.00% on October 28. For Phoenix and Scottsdale buyers, waiting for lower mortgage rates may cost more than it saves.

Townhouse vs. Condo: Why the Legal Classification Matters for Your Mortgage

A townhouse is a style of home, while a condo is a form of ownership, and a home that looks like a townhouse can legally be a condo. That difference affects what the HOA covers, how the property is insured and whether your loan qualifies, so confirm the classification before you make an offer.

Could Refinancing Your Mortgage Become Cheaper?

President Trump signed an executive order aimed at reducing housing costs. Here is what the proposed changes to PMI, title insurance, and USDA/VA loans mean…

What Credit Score Do You Really Need to Buy a Home in Phoenix or Scottsdale in 2026?

Think your credit score is too low to buy a home in Phoenix or Scottsdale? You may have more mortgage options than you realize.

Can I Buy a Home With Collections or Judgments?

Can you buy a home with collections or a judgment on your credit? Yes, often. Learn how FHA's collection rules and judgment handling actually work for Phoenix…

Buying a Lake Havasu Home? Why Garage Size is Critical

In Lake Havasu, the garage often decides the purchase. Boat-deep and RV garages look alike in listings but differ by feet.

Most Common Questions About Down Payment Assistance in Arizona

Down payment assistance programs can make buying a home in Arizona more affordable, but many homebuyers aren’t sure how they work or whether they qualify. Here are answers to some of the most common questions about down payment assistance in Arizona.