Local Experts in Phoenix, AZ

New Construction vs. Resale: How to Beat Builder Incentives

Builder incentives look unbeatable, but seller credits and temporary buydowns can make a resale home just as affordable. Here's how the math works.

The 20% Down Myth: How to Buy a Home with Less in 2026

Think you need 20% down to buy a home? Senior Loan Officer Katie Gerken at Barrett Financial explains why that's a myth — and how 3% down loans and down…

Winning the Payment War: A Realtor's Guide to Temporary Buydowns

Learn how temporary buydowns help your clients manage monthly payments and why they are often better than price cuts in today's market.

Fed Holds Interest Rates: Why Waiting for Lower Mortgage Rates Could Cost Homebuyers More

The Fed held rates at 3.75%-4.00% on October 28. For Phoenix and Scottsdale buyers, waiting for lower mortgage rates may cost more than it saves.

Townhouse vs. Condo: Why the Legal Classification Matters for Your Mortgage

A townhouse is a style of home, while a condo is a form of ownership, and a home that looks like a townhouse can legally be a condo. That difference affects what the HOA covers, how the property is insured and whether your loan qualifies, so confirm the classification before you make an offer.

Most Common Questions About Down Payment Assistance in Arizona

Down payment assistance programs can make buying a home in Arizona more affordable, but many homebuyers aren’t sure how they work or whether they qualify. Here are answers to some of the most common questions about down payment assistance in Arizona.

Best Down Payment Assistance Programs in Arizona (2026 Guide for Homebuyers)

Arizona homebuyers have several down payment assistance options that can make homeownership more affordable. Annette Hunt breaks down some of the top programs and how they can help buyers purchase a home sooner.

Arizona Short Sales: Know Your Options Before You Sell

When selling your home may not cover what you owe, understanding your options matters. Explore the numbers, lender approval, and practical next steps—with a free homeowner guide.

ROAD to Housing Act: Arizona Homebuyer Impact Guide (2026)

How to Find the Best Home Remodeling Companies in Phoenix: 10 Things to Check Before You Hire

A practical guide for Phoenix homeowners on how to compare remodeling companies, avoid common contractor problems, and choose a team with the right experience, planning process, communication, and pricing approach for their project.

The Hidden Drain: Why Home Equity Investments Sink Wealth

Home Equity Investments promise cash with no monthly payments, but the total cost can exceed 22% APR.