Local Experts in Utah

Why Pre-Approval Is Your First Step to a New Home

Thinking of buying a home soon? Discover why pre-approval is your most powerful tool and explore 0% to 3% down payment options available now.

Buying a Deer Valley Condo: Look Beyond the HOA Dues

A condo’s HOA dues tell only part of the ownership story. Jeff Bennett shares a practical framework for comparing included services, property upkeep, reserves, assessments, and the everyday experience of owning a Deer Valley vacation home.

Deer Valley Fractional vs. Whole Ownership: What Buyers Should Compare

Choosing between fractional and whole ownership in Deer Valley starts with how you plan to use your property. Jeff Bennett explains the key questions buyers should ask about vacation schedules, ongoing costs, services, flexibility, and resale before deciding which ownership model fits their lifestyl

The Fed Rate Increase and its effect on mortgage rates

Today (Sept. 16, 2026), the Fed raised its key short-term rate (the federal funds rate) by 0.25% to a target range of 3.75%–4.00%—its first hike since 2023—to fight elevated inflation.

Can You Refinance a VA Loan While Unemployed? Why the VA IRRRL Is Different

A layoff or job transition does not automatically mean you have lost the opportunity to refinance your VA loan. Learn how the VA IRRRL may allow eligible homeowners to lower their rate without standard income verification or a new appraisal.

Why Get Preapproved Before You Look at Homes You May Not Get the Full Picture

For Veterans and active-duty buyers, preapproval is the first step that matters. Learn why getting preapproved before you search keeps you from missing your VA…

VA Loans in Utah: Things Veterans Should Know Before Buying

Before ruling out a VA loan, understand the numbers. Mikell Brown explains seven Utah homebuying essentials, including residual income, entitlement, appraisal requirements and closing costs.

Utah Down Payment Assistance for First-Time Buyers

Don't have a full down payment saved? Utah Housing, Salt Lake County grants, and federal loans can cover much of it. Here's how first-time buyers qualify.

Self Employed? How to qualify for a mortgage without tax

Nearly 60 million self-employed Americans can now qualify for mortgages using bank statements, CPA-prepared P&Ls, or asset depletion instead of tax returns.

Jumbo Mortgages for Self Employed

How to Determine Reasonable Compensation for an S Corporation

Learn how to determine reasonable compensation for an S Corporation, understand the IRS factors involved, avoid common mistakes, and develop a proactive salary strategy that supports long-term tax planning.