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    Ami Patel

    @amipatel

    Loan Officer

    ALCOVA Mortgage

    Mortgage Loan Officer

    Roanoke, VA
    2Articles

    About Ami

    Ami Patel, NMLS ID# 2623677 ALCOVA Mortgage LLC | NMLS#40508 | ALCOVA Mortgage strives to make your home purchase or refinance simple. We offer FHA, VA, USDA, Conventional, Construction and Home Improvement loans. We offer an easy online application and personal assistance from our loan officers who will guide you every step of the way. Unlike traditional banks, we have the flexibility to work around your schedule and shop around to find the loan that best suits your needs. ALCOVA has an A+ rating with the Better Business Bureau and has being recognized as one of America’s Fastest Growing Privately Owned Companies by Inc. 5000. ALCOVA Mortgage is an Equal Housing Lender.

    ALCOVA Mortgage
    Loan Officer
    Location
    Roanoke, VA
    Member since

    Ami's Articles

    Should You Buy Down Your Mortgage Rate? 2 Ways Compared

    Mortgage Buydowns

    Should You Buy Down Your Mortgage Rate? 2 Ways Compared

    A temporary buydown cuts your payment for two years; a permanent buydown lowers your rate for life.

    Oct 15, 2026·9 min read·30
    Mortgage Buydowns
    Home Buying
    Virginia Housing Grant: Buy a Home with Zero Down

    Virginia Housing

    Virginia Housing Grant: Buy a Home with Zero Down

    Discover how the Virginia Housing secondary mortgage grant covers your down payment and closing costs so you can buy a home with no extra money out of pocket.

    Oct 1, 2026·5 min read·280
    Virginia Housing
    Down Payment

    Showing 2 of 2 articles

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    October 2026

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