mortgage
15-Year vs. 30-Year Mortgage: The $457k Wealth Gap
On a $700k home with 20% down, a 15-year loan at 5.99% saves about $457k in interest vs. a 30-year at 6.75% — but costs $1,091 more per month.
I'm a Mortgage Loan Officer with Fairway serving Burleson, Fort Worth, and the greater DFW area. My specialty is in helping self-employed borrowers, business owners, and homebuyers navigate the complexities of the mortgage process. Being able to help with bank statement loans, construction financing, jumbo, conventional mortgages, FHA, VA, & down payment assistance loan programs, I am able to do more than most to find creative financing solutions to fit my clients' goals. I strive to deliver honest guidance, clear communication, and mortgage solutions tailored to each client's unique situation. NMLS #2152916 | LoansByHayden.com
mortgage
On a $700k home with 20% down, a 15-year loan at 5.99% saves about $457k in interest vs. a 30-year at 6.75% — but costs $1,091 more per month.
DSCR
DSCR loans were specifically designed for real estate investors and focus on the income generated by the property itself rather than the borrower's personal income. This creates a simpler solution that can help investors be flexible, scale faster, and keep more opportunities within reach.
bank statement loans
Before choosing a mortgage lender, ask these 10 questions to make sure you're working with someone who can help you reach your goals.
Self-Employed
Self-employed in Fort Worth? Bank statement loans let you qualify on cash flow, not just tax returns.
Real Estate
Can you get a mortgage without providing tax returns? If you're self-employed, the answer may be yes. Here's the Who, What, When, Where, & Why Breakdown:
Self-Employed
Maximize your borrowing power. Learn when a bank statement (Non-QM or sometimes referred to as Alt Income) loans beats traditional conventional financing for self-employed borrowers — and when it doesn't.
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