VOCE
S
LoginStart Creating
Loading…
    M

    Mike Whiteaker

    @mikewhiteaker

    10+ Years of expertise

    Senior Loan Officer | NMLS #1078836

    HMA Mortgage

    Mortgage Loan Officer

    4.9 · 355 reviews on Experience.com

    Newberry, FL
    5Articles

    Connect

    About Mike

    Looking for a trusted mortgage lender in Gainesville, FL? Mike Whiteaker with HMA Mortgage proudly helps homebuyers and homeowners throughout Newberry, Alachua County, and North Central Florida. Known for exceptional communication and personalized service, Mike guides clients from application to closing. Specializing in first-time homebuyers, VA, FHA, USDA, conventional, refinance, investment property loans, and down payment assistance.

    HMA Mortgage
    Senior Loan Officer | NMLS #1078836
    Location
    Newberry, FL
    Website
    mikewmortgage.com

    Mike's Articles

    Buy Now or Wait for 2027? A Senior Loan Officer's Verdict

    Home Buying

    Buy Now or Wait for 2027? A Senior Loan Officer's Verdict

    Waiting for 2027 could cost you more than just time. Senior Loan Officer Mike Whiteaker breaks down the math on home price appreciation vs.

    Oct 29, 2026·7 min read·4670
    Home Buying
    Mortgage Rates
    Cash-Out Refinance: Escape High-Interest Credit Card Debt

    Refinancing

    Cash-Out Refinance: Escape High-Interest Credit Card Debt

    A cash-out refinance turns your home equity into a lower-rate loan to wipe out high-interest credit card debt — and improve your monthly cash flow.

    Sep 2, 2026·8 min read·7820
    Refinancing
    Debt Consolidation
    Florida First-Time Homebuyer Grants & DPA Guide 2026

    Florida Real-Estate

    Florida First-Time Homebuyer Grants & DPA Guide 2026

    Learn about Florida's 2026 down payment assistance programs, including Hometown Heroes, FL Assist, and the First-Generation Homebuyer initiative, to help you…

    Aug 28, 2026·9 min read·4660
    Florida Real-Estate
    Home Loans
    Alachua County Fall Housing: A Window for Buyers

    Alachua County

    Alachua County Fall Housing: A Window for Buyers

    Alachua County home prices held steady through 2026. Now the fall slowdown brings fewer competing buyers — and more negotiation leverage. Here's what to watch.

    Aug 20, 2026·7 min read·4170
    Alachua County
    Home Buying
    How to Beat High Mortgage Rates in the 2026 Housing Market

    Mortgage Rates

    How to Beat High Mortgage Rates in the 2026 Housing Market

    With 30-year mortgage rates at 6.58% and a hawkish Fed, waiting for a drop is risky. Discover how to use a slow market to negotiate better deals and save money.

    Jul 29, 2026·8 min read·1270
    Mortgage Rates
    Home Buying

    Showing 5 of 5 articles

    FOR CREATORS

    Want to Build Your Local Voices Profile?

    Join 63,212 professionals showcasing their expertise. Build trust, attract clients, and grow your business with a professional profile.

    Watch the Demo
    M

    Want to connect with Mike?

    Mike Whiteaker@mikewhiteakerSenior Loan Officer | NMLS #1078836HMA Mortgage

    Ask, follow, or keep up with Mike's latest local expertise.

    Member since
    July 2026

    Relevant Articles

    New Rules for Condos
    Naples, FL

    New Rules for Condos

    CColton Murray·Nov 6, 2026
    Protect Your Mortgage Approval This Holiday Season

    Protect Your Mortgage Approval This Holiday Season

    BBrian Dewald·Nov 10, 2026
    How Mortgage Knowledge Can Make You a More Valuable Real Estate Agent

    How Mortgage Knowledge Can Make You a More Valuable Real Estate Agent

    JJason Dupree·Nov 9, 2026
    Buying a Home in Southeast Georgia in 2027? The Winter Market Could Be Your Opportunity
    Savannah, GA

    Buying a Home in Southeast Georgia in 2027? The Winter Market Could Be Your Opportunity

    MMiles Mixon·Nov 9, 2026
    How to Start Investing and Build Long Term Wealth

    How to Start Investing and Build Long Term Wealth

    JJori Guzhuna·Nov 8, 2026
    Mortgage Lenders in Columbia, MO: Broker vs. Bank vs. Credit Union vs. Online Lender
    Columbia, MO

    Mortgage Lenders in Columbia, MO: Broker vs. Bank vs. Credit Union vs. Online Lender

    ZZach Brown·Nov 7, 2026
    Selling Your Denver Home? Stop Fixing Things Buyers Won't Pay Extra For.
    Denver, CO

    Selling Your Denver Home? Stop Fixing Things Buyers Won't Pay Extra For.

    KKayte Foster·Nov 6, 2026
    Your Mortgage Payment Changed After Closing. Here’s Why.
    Denver, CO

    Your Mortgage Payment Changed After Closing. Here’s Why.

    JJennifer Chicano·Nov 11, 2026