@neilvandehey
Mortgage Loan Officer | NMLS #403944
OnPoint Community Credit Union
Mortgage Loan Officer
As a lifelong Oregonian and experienced Mortgage Loan Officer with OnPoint Community Credit Union, I enjoy problem solving, finding solutions, and making home financing as simple and stress-free as possible. I help homebuyers and homeowners throughout the Portland metro area and Southwest Washington with purchases, refinancing, and a wide range of mortgage options. As a homeowner and real estate investor myself, I bring a practical perspective to the financing process. I believe a great mortgage experience goes beyond a competitive rate—it requires clear communication, responsiveness, reliable guidance, and a lender who is there from pre-approval through closing. My goal is to help every member move forward with confidence.
Oregon
Buying your first rental in Oregon? Here's how to finance it — from house hacking with an FHA loan to DSCR financing that lets the property pay for itself.
Home Buying
FHA loans open the door at 3.5% down with a 580 credit score, but carry a lifetime mortgage insurance premium.
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