Down Payment
Down Payment Myths: How Much Do You Really Need to Buy a Home?
Think you need 20% down to buy a home? That myth keeps first-time buyers renting for years.
Nov 5, 20268 min read00
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Olivia Eggen
@oliviaeggen
Senior Loan Officer
Granite Bank
Mortgage Loan Officer
Champlin, MN
6Articles
About Olivia
Granite Bank lends nationwide, and we’re known for flexibility, expertise, and a wide array of options. Granite Bank was established over 100 years ago, and you can trust us to understand your unique needs and guide you to the solution that’s right for you.
- Granite Bank
- Senior Loan Officer
- Location
- Champlin, MN
- Member since
- September 2026
Olivia's Articles
mortgage
7 Things First-Time Homebuyers Should Know Before Applying for a Mortgage
Ready to buy your first home? Senior Loan Officer Olivia Eggen shares 7 critical things to know before you start your mortgage application — from credit scores…
Nov 3, 20269 min read11
First-Time Buyer
The 6% Solution: How Seller Paid Costs Unlock Homeownership
A 6% seller contribution can cover most closing costs and prepaids, letting cash-strapped first-time buyers keep their savings.
Nov 2, 20268 min read20
Real Estate
Building Trust Before You Build Your Pipeline
A bad lending experience is the fastest way to lose a referral. Here's why relationship-driven lenders protect your reputation and your closings.
Oct 30, 20266 min read100
mortgage
Thriving in a Slow Market: A Loan Officer's Guide to Momentum
Market lulls are for building, not just waiting. Learn how to pivot your daily habits and strengthen your pipeline when the phone stops ringing.
Oct 27, 20264 min read20
Real Estate
From Renting to Building a Legacy 🏡❤️
For years, he had been renting and watching his hard-earned money go toward a home that would never truly be his. Then he decided it was time for a change. He had worked hard and saved diligently, putting money aside for the day he could finally purchase a home. His goal wasn’t simply to stop rentin
Sep 21, 20262 min read30
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Olivia Eggen@oliviaeggenSenior Loan OfficerGranite Bank
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