@shawnacalvert
Agent
27North Realty
Real Estate Agent
Shawna Calvert leads The Calvert Home Team at 27North Realty on a simple belief: give more than you take, and everything else follows. She closes 100+ transactions a year across Tampa Bay, more than half waterfront, and ranked #1 in Apollo Beach by sales volume — Stellar MLS, Jan 2025 to Aug 2026. MiraBay, Symphony Isles, Bimini Bay, Andalucía, Waterset, you name it — she knows the neighborhoods in Apollo Beach, Ruskin, Riverview and Sun City Center. On the water she starts where buyers get surprised: elevation and flood insurance, then the depth of the canal at low tide, bridge clearance, and what a lift is rated to hold. Before real estate, two decades running institutional pharmacy operations. She lives in MiraBay.
flood insurance
Parts of it. Stand on US 41 and look west and you are generally in a flood zone; look east and you generally are not. Here is what elevation, building year and evacuation routes actually mean for Apollo Beach buyers.
Real Estate
Milton's strongest gusts in Tampa Bay topped out around 96 to 101 mph, well below the 130 mph and up that homes here are designed for. Here is what that means for buyers, and why 2002 and newer homes are in great shape.
Tampa Bay
Yes, and it's beautiful. Why you can't swim at the Apollo Beach Nature Preserve, where locals swim instead, and the famous Gulf beaches an easy drive away.
flood insurance
Is Apollo Beach in a flood zone? Parts of it are. What Helene showed us about elevation, the US 41 rule, and what to check before you buy, plus a free flood zone guide.
boating
Boating in Apollo Beach from your own dock: tides and draft, bridge clearance, lift capacity, the master dock plan and manatee zones.
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