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    Spencer Bauer

    @spencerbauer

    8+ Years of expertise

    Sr Loan Officer

    Fairway Home Mortgage

    Mortgage Loan Officer

    791 S 4th Ave Suite GYuma, AZ 85364
    4Articles

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    About Spencer

    The Fairway Mortgage Vet is Branch Manager Spencer Bauer, a U.S. Marine Corps veteran based in Yuma, AZ and the surrounding area with Fairway Home Mortgage. We specialize in VA loans, and also handle conventional, FHA, and USDA financing for buyers at every stage, plus refinancing for current homeowners. Licensed in Arizona, California, and Colorado. We work hand-in-hand with local real estate agents to make your homebuying process smooth from pre-approval through closing. Rated Top 5 in Yuma for customer service. Whether you're a veteran, a first-time buyer, or refinancing your home, expect straight talk, real numbers, and zero runaround. Call 303-243-4249 to get started.

    Fairway Home Mortgage
    Sr Loan Officer
    Website
    fairway.com

    Spencer's Articles

    The Blueprint for Yuma New Construction: A Start-to-Finish Guide

    New Construction

    The Blueprint for Yuma New Construction: A Start-to-Finish Guide

    New construction is a growing slice of the housing market. Here's how Yuma buyers — veterans included — can navigate buying from a builder, from pre-approval…

    Oct 27, 2026·11 min read·360
    New Construction
    VA Loans
    HOPER Down Payment Assistance in a Higher-Rate Market

    yuma

    HOPER Down Payment Assistance in a Higher-Rate Market

    When rates are higher, the biggest hurdle for many Yuma buyers is cash to close. Here's how the HOPER program can help you manage it.

    Oct 14, 2026·6 min read·300
    yuma
    Down Payment
    The Equity-to-Debt Pivot: Why Refinancing Still Pays

    mortgage

    The Equity-to-Debt Pivot: Why Refinancing Still Pays

    Homeowners hold roughly $213,000 in tappable equity while carrying 22% credit card debt.

    Oct 6, 2026·8 min read·250
    mortgage
    Refinance
    VA Homebuying in 2026: The Case for Local Expertise

    VA Loans

    VA Homebuying in 2026: The Case for Local Expertise

    A Marine veteran's guide to mastering the 2026 VA loan market — and why a local Yuma lender beats national call centers every time.

    Sep 21, 2026·5 min read·341
    VA Loans
    homebuying

    Showing 4 of 4 articles

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