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    TJ Kuczewski

    @tjkuczewski

    Mortgage Advisor | NMLS #1131567

    Overdrive Mortgage

    Mortgage Loan Officer

    Lynchburg, VA
    12Articles

    About TJ

    TJ understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why we are committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, TJ is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, V

    Overdrive Mortgage
    Mortgage Advisor | NMLS #1131567
    Location
    Lynchburg, VA
    Member since
    August 2026

    TJ's Articles

    The Golden Retriever's Guide to Lynchburg Real Estate

    Lynchburg

    The Golden Retriever's Guide to Lynchburg Real Estate

    Barnaby, an 80-pound Golden Retriever with a credit score of "Good Boy," came with a very specific wish list.

    Oct 6, 2026·7 min read·20
    Lynchburg
    Home Buying
    Why Mortgage Rates Are Rising Since March 2026

    Mortgage Rates

    Why Mortgage Rates Are Rising Since March 2026

    Mortgage rates have climbed since March 2026 as inflation re-accelerated and the Fed turned hawkish.

    Sep 29, 2026·5 min read·80
    Mortgage Rates
    Inflation
    The Power of One Extra Mortgage Payment

    mortgage

    The Power of One Extra Mortgage Payment

    One extra mortgage payment a year can cut years off your 30-year loan and save tens of thousands in interest.

    Sep 22, 2026·6 min read·91
    mortgage
    Homeownership
    Mortgage Rates Near 7%: What's Driving Them Higher

    mortgage

    Mortgage Rates Near 7%: What's Driving Them Higher

    The 30-year fixed mortgage averaged 6.76% this week, its highest level in 15 months, as the Fed prepares to hike rates.

    Sep 16, 2026·2 min read·101
    mortgage
    Interest Rates
    What Does a Mortgage Advisor Actually Do?

    mortgage

    What Does a Mortgage Advisor Actually Do?

    A mortgage advisor isn't just a loan processor. From pre-approval strategy to closing coordination, here's how a true advisor protects your biggest financial…

    Sep 1, 2026·9 min read·111
    mortgage
    Home Buying
    The Mortgage-First Strategy: A Success Story

    Home Buying

    The Mortgage-First Strategy: A Success Story

    One Lynchburg couple learned the hard way that finding your payment first beats finding the house first.

    Aug 28, 2026·7 min read·180
    Home Buying
    mortgage

    Showing 6 of 12 articles

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