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    Top Experts

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      Craig Messman

      President, Molitor Financial Group / Messman Lending Team

      1 article

      Chicago, IL
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      Thea Druley

      VP Branch Manager | NMLS# 403907 | Ruoff Mortgage NMLS# 141868

      1 article

      Columbia City, IN
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      Sheilla Lavadia

      Mortgage Broker | NMLS ID: 1399453

      1 article

      Bellevue, WA
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      Russell Smith

      Branch Partner | Senior Loan Officer

      1 article

      Whiteville, NC
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      Rosalie Lowrey

      Mortgage Loan Originator

      1 article

      Lufkin, TX
    • V

      Victor Santos

      Mortgage Broker

      1 article

      Irvine, CA
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      Michelle Perry

      Producing Branch Manager

      1 article

      Taunton, MA
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      Mari

      Associate Broker

      1 article

      Elk Grove Village, IL

    Latest Articles

    • The 5 Biggest Things First Time Homebuyers Need to Think About Before Buying Their First Home

      If you are a first-time homebuyer, you are making one of the biggest financial decisions to date. Are you prepared?

      Craig Messman00
    • USDA Loans: Pros & Cons for First-Time Home Buyers (2026)

      Explore 0% down home ownership in 2026. Discover the pros and cons of USDA loans, eligibility requirements, and how they compare to FHA options.

      Thea Druley52
    • Buying a Home in 2026: Mortgage Rates and Market Forecast

      Navigate the 2026 housing market with stabilized 6.3% mortgage rates, a 9% boost in inventory, and new credit score rules for first-time buyers.

      Sheilla Lavadia31
    • USDA Loans in Wilmington NC: Zero Down Payment Areas (2026

      Discover USDA eligible areas in Wilmington, NC. Get 100% financing for homes in Castle Hayne, Hampstead, and more with 2026 income limits up to $164,400.

      Russell Smith61
    • First-Time Homebuyers in Angelina County: 2026 Guide

      Explore 2026 grants, neighborhood trends, and tax exemptions for first-time homebuyers in Angelina County. Learn how to secure local assistance today.

      Rosalie Lowrey20
    • How to Qualify for Your First Home Loan in 2026

      Qualify for a home loan in 2026 with OnPoint Mortgage Pro. Master DTI ratios, FHA requirements, and grants to secure your first home in the Irvine market.

      Victor Santos10
    • 2026 Mortgage Trends: Mastering Creative Financing to Win

      U.S. mortgage rates are forecast to hit 5.9% by the end of 2026. Discover how rate buydowns and assumable loans are helping buyers overcome record-high prices.

      Michelle Perry20
    • First-Time Home Buyer Guide: Elk Grove Village, IL

      Buying your first home in Elk Grove Village? Here's what homes cost, how IHDA assistance works, and what closing actually looks like — from a local Realtor.

      Mari50
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    First-Time Buyers

    8 articles
    8 experts